15569 Garnet Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15569 Garnet Way, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,234 sqft · built 1993
Lot Size	0.2 acres (892,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Feb 2020)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-062`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-062`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,234 sqft Living Area
Gross Area	1,289 sqft
1st Floor Area	696 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (0.2 acres)
Garage Type	Attached
Garage Area	55 sqft

Location & Zoning

Street Address	15569 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5158
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #62 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	62
Legal Unit	62
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15569 GARNET WAY, SAINT PAUL, MN 55124-5158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
May 24, 2022	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
Aug 29, 2025	Transfer on Death Deed, Transfer
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	20203356601
Last Transfer Date	Aug 22, 2025
Transfer Doc	0003689817
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15569 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10332 UPPER 178TH ST W, LAKEVILLE, MN 55044-8758

Mortgage

Document Number	0003628550
Date	Apr 30, 2024
Instrument	3628550

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15569 GARNET WAY, APPLE VALLEY, MN 55124-5158
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10332 UPPER 178TH ST W, LAKEVILLE, MN 55044-8758

Mortgage

Document Number	0003541135
Date	May 24, 2022
Instrument	3541135

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 29, 2025
Property Address	15569 GARNET WAY, APPLE VALLEY, MN 55124-5158
Document Number	0003689817
Map Reference	FILE 117
Instrument Date	Aug 22, 2025
Instrument	3689817
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 25, 2020
Property Address	15569 GARNET WAY, APPLE VALLEY, MN 55124-5158
Document Number	0003356601
Map Reference	FILE 117
Instrument Date	Feb 21, 2020
Instrument	3356601
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10332 UPPER 178TH ST W, LAKEVILLE, MN 55044-8758

Mortgage

Document Number	0003356602
Date	Feb 25, 2020
Instrument	3356602

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00	$227,700 Land $39,200 Building $188,500	$227,700 Land $39,200 Building $188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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