Stearns County property record for 15574 Century Estates Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 1991 |
| Lot Size | 0.979 acres (42,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Aug 2022) |
| Tax Bill | $3,436 (2026) |
| Deeds & Mortgages | Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24059-0011 |
| Primary APN | 36-24059-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 42,624 sqft (0.979 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15574 CENTURY ESTATES CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 LESS PART TO BRAEGELMANN ALSO W 2.5' OF LOT 2 BLK 2 CENTURY ESTATES SECTION 27 TOWNSHIP 123 RANGE 030 CENTURY ESTATES |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 27 |
| Legal Subdivision | CENTURY ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11302 |
15574 Century Estates Cir is owned and occupied by an individual who bought it in August 2022.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15574 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on File |
| Deed Sale | Aug 30, 2022 · Amount on File |
| Prior Sale | Oct 2, 1998 · Amount on File |
| Deed Document Number | 20221460775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 31, 2022 |
| Property Address | 15574 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
| Document Number | 00A1639689 |
| Instrument Date | Aug 22, 2022 |
| Instrument | A1639689 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15574 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
The 2026 property tax bill for 15574 Century Estates Cir was $3,436 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,436.00 | ||
| 2025 | $369,300 Land $98,400 Building $270,900 | $369,300 Land $98,400 Building $270,900 | |
| 2023 | $3,270.00 | $349,700 Land $87,400 Building $262,300 | $349,700 Land $87,400 Building $262,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15574 Century Estates Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15574 Century Estates Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Arvig, Verizon.
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