Stearns County property record for 15531 Century Estates Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,247 sqft · built 1991 |
| Lot Size | 0.316 acres (13,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jan 2023) |
| Tax Bill | $3,120 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24059-0003 |
| Primary APN | 36-24059-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 3,556 sqft |
| 1st Floor Area | 1,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,800 sqft (0.316 acres) |
| Lot Dimensions | 138 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 36.24059.0003 |
|---|---|
| Street Address | 15531 CENTURY ESTATES CIR |
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 001 OF CENTURY ESTATES LESS PART SOLD TO R THEIS AND LESS PART TO BELL |
| Legal Range | 30 |
| Legal Township | 123 |
| Legal Section | 27 |
| Legal Subdivision | CENTURY ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11302 |
15531 Century Estates Cir is owned and occupied by an individual who bought it in January 2023.
Source: Stearns County records, as of April 8, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15531 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Deed Document Number | 1647746 |
| Record Updated | Jun 7, 2026 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,120.00 | $353,500 Land $69,800 Building $283,700 | $353,500 Land $69,800 Building $283,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15531 Century Estates Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15531 Century Estates Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Arvig, Verizon.
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