St. Louis County property record for 15571 Clover Ridge Dr, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,440 sqft · built 1976 |
| Lot Size | 0.27 acres (11,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Nov 2019) |
| Tax Bill | $4,574 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19S-22-0545 |
| Primary APN | 19S-22-0545 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,880 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 11,744 sqft (0.27 acres) |
| Lot Depth | 116 ft Depth |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15571 CLOVER RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-5232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BAXTER LAKES PLAT 3 9 9 76 LOT 184 |
| Legal Subdivision | BAXTER LAKES PLAT 3 |
| Legal Lot Number | 184 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 217841 |
15571 Clover Ridge Dr is owned and occupied by two individuals who bought it in November 2019.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15571 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Nov 18, 2019 | Warranty Deed, Transfer DELMAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on File |
| Deed Sale | Nov 18, 2019 · Amount on File |
| Prior Sale | Nov 18, 2019 · Amount on File |
| Deed Document Number | 2019454 |
| Deed Book / Page | 23792 / 2141 |
| Prior Transfer Date | Nov 7, 2019 |
| Prior Transfer Doc | 02379202138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 15571 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|
| Document Number | 0238240051 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 23824/51 |
| Instrument | 2019120900006 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 15571 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 15571 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5232 |
| Document Number | 0245763792 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 24576/3792 |
| Instrument | 2021011100620 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 18, 2019 |
| Property Address | 15571 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5232 |
| Document Number | 0237922141 |
| Book / Page | 023792 / 002141 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 454 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15571 CLOVER RIDGE DR CHESTERFIELD MO 630175232, CHESTERFIELD, MO 63017-5232 |
| Document Number | 237922145 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 023792/002145 |
| Instrument | 455 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 17, 2049 |
The 2025 property tax bill for 15571 Clover Ridge Dr was $4,574, up 3.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,090 (-) Land $37,600 Building $35,490 | $384,700 (-) Land $197,900 Building $186,800 | |
| 2025 | $4,574.00 (+3.09%) | $73,090 (+9.06%) Land $37,600 Building $35,490 | $384,700 Land $197,900 Building $186,800 |
| 2024 | $4,437.00 (+4.25%) | $67,020 (-) Land $26,320 Building $40,700 | |
| 2023 | $4,256.00 (+8.05%) | $67,020 (+17.93%) Land $26,320 Building $40,700 | $352,700 Land $138,500 Building $214,200 |
| 2022 | $3,939.00 | $56,830 Land $26,320 Building $30,510 | |
| 2021 | $299,100 Land $138,500 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15571 Clover Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15571 Clover Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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