15566 Clover Ridge Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 15566 Clover Ridge Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,538 sqft · built 1976
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19S-22-0590`

Property Details

APN / Parcel Number

Primary APN	`19S-22-0590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,140 sqft
Basement Area	220 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	82 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	248 sqft
Patio Area	248 sqft
Balcony Area	38 sqft
Poultry House	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15566 CLOVER RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63017-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BAXTER LAKES PLAT 3 9 9 76 LOT 179
Legal Subdivision	BAXTER LAKES PLAT 3
Legal Lot Number	179
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1013
Census Tract	217841

Owner

15566 Clover Ridge Dr is owned and occupied by two individuals who acquired it in February 2025.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15566 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 4, 2025
Transfer Doc	0000000254
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	15566 CLOVER RIDGE DR, CHESTERFIELD, MO 63017-5231
Document Number	0238082183
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15566 CLOVER RIDGE DR CHESTERFIELD MO 630175231, CHESTERFIELD, MO 63017-5231

Mortgage

Document Number	0238082183
Date	Nov 26, 2019
Book Page	023808/002183
Instrument	362

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 15566 Clover Ridge Dr was $5,031, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,730 (-) Land $32,260 Building $53,470	$451,200 (-) Land $169,800 Building $281,400
2025	$5,031.00 (+0.06%)	$85,730 Land $32,260 Building $53,470	$451,200 Land $169,800 Building $281,400
2024	$5,028.00 (+4.25%)
2023	$4,823.00 (+7.01%)	$76,000 (+16.89%) Land $22,570 Building $53,430	$400,000 Land $118,800 Building $281,200
2022	$4,507.00	$65,020 Land $22,570 Building $42,450
2021			$342,200 Land $118,800 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15566 Clover Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15566 Clover Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20