1557 Swallow Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1557 Swallow Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1969
Lot Size	0.289 acres (12,600 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Jun 2015)
Tax Bill	$8,869 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-380-10-00`

Property Details

APN / Parcel Number

Primary APN	`482-380-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	12,600 sqft (0.289 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1557 SWALLOW DR
City	EL CAJON
State	CA
Zip	92020-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 21 TR 005502
Legal Subdivision	FLETCHER HILLS
Legal Tract	005502
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	16201

Owner

1557 Swallow Dr is owned by a company that acquired it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 2, 2021	Intrafamily Transfer, Transfer
Apr 2, 2021	Intrafamily Transfer, Transfer
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Jun 14, 2005 · Amount on File
Deed Document Number	2015289112
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000256169
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460

Mortgage

Document Number	0000122759
Date	Mar 21, 2022
Instrument	2022-0122759

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2021
Property Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460
Document Number	0000256170
Map Reference	MAP 5502
Instrument Date	Mar 16, 2021
Instrument	2021-0256170
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2021
Property Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460
Document Number	0000256169
Map Reference	MAP 5502
Instrument Date	Mar 16, 2021
Instrument	2021-0256169
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1557 SWALLOW DR, EL CAJON, CA 92020-1460
Document Number	0000425818
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 SWALLOW DR EL CAJON CA 920201460, EL CAJON, CA 92020-1460

Mortgage

Document Number	0000425818
Date	Sep 26, 2019
Instrument	425818

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 25, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Swallow Dr was $8,869.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,580 (+2%) Land $420,804 Building $222,776
2025	$8,869.00	$630,961 Land $412,553 Building $218,408
2023	$8,429.00 (+2.99%)	$606,462 Land $396,534 Building $209,928
2022	$8,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1557 Swallow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1557 Swallow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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