1543 Swallow Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1543 Swallow Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,024 sqft · built 1970
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Trust Names on File
Last Sale	$917,000 (Apr 2024)
Tax Bill	$11,805 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`482-380-09-00`

Property Details

APN / Parcel Number

Primary APN	`482-380-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,024 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1543 SWALLOW DR
City	EL CAJON
State	CA
Zip	92020-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 20 TR 005502
Legal Subdivision	FLETCHER HILLS
Legal Tract	005502
Legal Block	1
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	16201

Owner

1543 Swallow Dr is held in a trust since April 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2210 DERBY AVE, CAPITOLA, CA 95010-2023
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Grant Deed, Transfer · Seller Carry-Back NICOLE TRUST
Jan 30, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Oct 11, 2007 · Amount on File
Deed Document Number	202493197
Prior Transfer Date	Jul 7, 1995
Prior Transfer Doc	0000297160
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2024
Property Address	1543 SWALLOW DR, EL CAJON, CA 92020-1460
Document Number	0000093197
Map Reference	MAP 5502
Instrument Date	Mar 29, 2024
Instrument	2024-0093197
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2210 DERBY AVE, CAPITOLA, CA 95010-2023

Mortgage

Document Number	0000093198
Date	Apr 15, 2024
Instrument	2024-0093198

Lender

Name	NICOLE TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2023
Property Address	1543 SWALLOW DR, EL CAJON, CA 92020-1460
Document Number	0000023105
Map Reference	MAP 5502
Instrument Date	Jan 17, 2023
Instrument	2023-0023105
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1543 SWALLOW DR, EL CAJON, CA 92020-1460

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2023
Property Address	1543 SWALLOW DR, EL CAJON, CA 92020-1460
Document Number	0000022757
Map Reference	MAP 5502
Instrument Date	Jan 17, 2023
Instrument	2023-0022757
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1543 SWALLOW DR, EL CAJON, CA 92020-1460

Mortgage

Document Number	0000022758
Date	Jan 27, 2023
Instrument	2023-0022758

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1543 Swallow Dr was $11,805.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,785 (+2%) Land $419,799 Building $533,986
2025	$11,805.00	$935,084 Land $411,568 Building $523,516
2023	$9,218.00 (+2.34%) Homeowner's exemption	$717,077 Land $315,615 Building $401,462
2022	$9,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1543 Swallow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1543 Swallow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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