1557 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1557 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,192 sqft · built 1907
Lot Size	0.139 acres (6,055 sqft)
Owner	Trust Name on File
Tax Bill	$7,679 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0063-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0063-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	897 sqft
2nd Floor Area	875 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	897 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1557 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1557 RUTH AVE 50 X 120.61 IRR LOT 47 MEYERS ET AL SUB
Legal Subdivision	GEO F MEYERS ET AL SUB
Legal Lot Number	47
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1557 Ruth Ave is held in a trust since November 2020.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017
Deed Sale	Mar 20, 2017
Prior Sale	Dec 16, 2013
Deed Document Number	201724155
Last Transfer Date	Nov 12, 2020
Transfer Doc	0000127797
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481

Mortgage

Document Number	0000114884
Date	Dec 21, 2022
Book Page	14818/12
Instrument	2022-0114884

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 13, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030049
Date	Mar 9, 2021
Book Page	14370/3569
Instrument	2021-0030049

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 7, 2020
Property Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481
Document Number	0000127797
Book / Page	014309 / 001015
Instrument Date	Nov 12, 2020
Instrument	127797
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 RUTH AVE CINCINNATI OH 452071481, CINCINNATI, OH 45207-1481

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 20, 2017
Property Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481
Document Number	0000004155
Map Reference	PB 8 PG 46
Instrument Date	Mar 1, 2017
Instrument	17-0024155
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1557 RUTH AVE, CINCINNATI, OH 45207-1481

Mortgage

Document Number	0000004156
Date	Mar 20, 2017
Instrument	17-0024156

Lender

Name	FIFTH THIRD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Ruth Ave was $7,679, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,679.00 (+2.94%)	$124,499 (-) Land $7,494 Building $117,005	$355,710 Land $21,410 Building $334,300
2024	$7,460.00 (-2.07%)	$124,499 (-) Land $7,494 Building $117,005
2023	$7,618.00 (+17.34%)	$124,499 (+30.82%) Land $7,494 Building $117,005	$355,710 Land $21,410 Building $334,300
2022	$6,492.00 Homeowner's exemption	$95,165 Land $5,439 Building $89,726
2020			$271,900 Land $15,540 Building $256,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1557 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1557 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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