1554 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1554 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,212 sqft · built 1906
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2020)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-0006-0033-00`

Property Details

APN / Parcel Number

Primary APN	`054-0006-0033-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area
Gross Area	3,109 sqft
1st Floor Area	897 sqft
2nd Floor Area	897 sqft
Attic	Attic
Attic Area	418 sqft
Basement Area	897 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1554 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1554 RUTH AVE 50 X 121.95 IRR LOT 19 MEYERS ET AL SUB
Legal Subdivision	GEO F MEYERS ET AL SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	3800

Owner

1554 Ruth Ave is owned and occupied by an individual who bought it in November 2020.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1554 RUTH AVE, CINCINNATI, OH 45207-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Transfer on Death Deed, Transfer
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 8, 2019	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Apr 26, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	2020123586
Deed Book / Page	14302 / 641
Record Updated	Oct 29, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 20, 2023
Property Address	1554 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000041842
Book / Page	14940 / 1114
Map Reference	MB 2 PG 46
Instrument Date	Jun 15, 2023
Instrument	2023-0041842
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	418 CONSIDINE AVE, CINCINNATI, OH 45205-2235

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 24, 2020
Property Address	1554 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000123586
Book / Page	14302 / 641
Map Reference	MB 8 VOL 2 PG 46
Instrument Date	Nov 13, 2020
Instrument	2020-0123586
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 RUTH AVE, CINCINNATI, OH 45207-1456

Mortgage

Document Number	0000123587
Date	Nov 24, 2020
Instrument	2020-0123587

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 8, 2019
Property Address	1554 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000065400
Book / Page	13976 / 01914
Map Reference	VOL 2 PG 46
Instrument Date	Aug 6, 2019
Instrument	2019-0065400
Transaction Type	Construction Loan
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1488 VISTAGERA CIRCEL, UNION, KY 41091

Mortgage

Document Number	0000065401
Date	Aug 8, 2019
Instrument	2019-0065401

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 26, 2019
Property Address	1554 RUTH AVE, CINCINNATI, OH 45207-1456
Document Number	0000318466
Book / Page	013905 / 001580
Instrument Date	Apr 22, 2019
Instrument	318466
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5303 LAURELRIDGE LN CINCINNATI OH 452477952, CINCINNATI, OH 45247-7952

Tax Assessment & Valuation

The 2025 property tax bill for 1554 Ruth Ave was $1,896, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (+3.1%)	$110,251 (+%) Land $7,571 Building $102,680	$315,000 Land $21,630 Building $293,370
2024	$1,839.00 (-2.18%)	$110,249 (-) Land $7,570 Building $102,679
2023	$1,880.00 (-5.34%)	$110,249 (%) Land $7,570 Building $102,679	$315,000 Land $21,630 Building $293,370
2022	$1,986.00 Homeowner's exemption	$110,250 Land $5,495 Building $104,755
2020			$315,000 Land $15,700 Building $299,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1554 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1554 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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