Garrett County property record for 1557 Harmon Rd, Accident, MD 21520
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1991 |
| Lot Size | 236 acres (10,289,308 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,019 (2026) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-004489 |
| Primary APN | 05-004489 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,456 sqft Total Area |
| Basement Area | 3,520 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,289,308 sqft (236 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004489 |
|---|---|
| Street Address | 1557 HARMON RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 236.21 AC JCT HARMON RD & COVE RD COVE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 100 |
Source: Garrett County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1557 HARMON RD, ACCIDENT, MD 21520-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 26, 2023 |
| Transfer Doc | 0024920010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | May 26, 2023 |
| Property Address | 1557 HARMON RD, ACCIDENT, MD 21520-2021 |
| Document Number | 0024920010 |
| Book / Page | 2492 / 10 |
| Instrument Date | May 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1557 HARMON RD, ACCIDENT, MD 21520-2021 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,019.00 (+5.05%) | $266,100 (+7.01%) Land $77,100 Building $189,000 | $266,100 (-) Land $77,100 Building $189,000 |
| 2025 | $2,874.00 (+12.4%) | $248,667 (+16.31%) | $266,100 (+24.46%) Land $77,100 Building $189,000 |
| 2023 | $2,557.00 (+8.58%) | $213,800 (+6.02%) Land $68,600 Building $145,200 | $213,800 (-) Land $68,600 Building $145,200 |
| 2022 | $2,355.00 | $201,667 | $213,800 Land $68,600 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| QCOL Fiber | 10,000 / 10,000 |
May also be available: Verizon.
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