Garrett County property record for 1195 Harmon Rd, Accident, MD 21520
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,240 sqft · built 2010 |
| Lot Size | 169 acres (7,371,658 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,126 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-004012 |
| Primary APN | 05-004012 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,240 sqft Total Area |
| Basement Area | 4,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,371,658 sqft (169 acres) |
| Garage Type | Mixed |
| Garage Area | 928 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 587 sqft |
| Patio Area | 189 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004012 |
|---|---|
| Street Address | 1195 HARMON RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 169.23 AC X HARMON RD & WEAVER RD COVE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 100 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1195 HARMON RD, ACCIDENT, MD 21520-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2004 |
| Deed Sale | Nov 3, 2004 |
| Deed Document Number | 200442048 |
| Deed Book / Page | 1076 / 294 |
| Last Transfer Date | Mar 4, 2011 |
| Transfer Doc | 0015740391 |
| Record Updated | Sep 20, 2026 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,126.00 (+2.92%) Homeowner's exemption | $413,300 (+8.83%) Land $53,000 Building $360,300 | $413,300 (-) Land $53,000 Building $360,300 |
| 2025 | $4,009.00 (+8%) Homeowner's exemption | $379,767 (+21.45%) | $413,300 (+32.17%) Land $53,000 Building $360,300 |
| 2023 | $3,712.00 Homeowner's exemption | $312,700 Land $44,500 Building $268,200 | $312,700 Land $44,500 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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