1556 E James St, White Cloud, MI 49349 Property Records

Newaygo County property record for 1556 E James St, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Lot Size	0.442 acres (19,262 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Apr 2025)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Feb 2019 Transfer Feb 2019 Sale
Flood Zone	Zone A (high risk)
APN	`15-05-278-006`

Property Details

APN / Parcel Number

Primary APN	`15-05-278-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modular
Lot Area	19,262 sqft (0.442 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1556 E JAMES ST
City	WHITE CLOUD
State	MI
Zip	49349-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	LOT 3 HOOKERS ADD TO CITY OF WHITE CLOUD
Legal Lot Number	3
Jurisdiction	NEWAYGO MI
Township / Civil Division	WHITE CLOUD
Census Block Group	2
Census Block	2020
Census Tract	970700

Owner

Source: Newaygo County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1556 E JAMES ST, WHITE CLOUD, MI 49349-9197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	2025
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	472/7190
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWAYGO MI
Recording Date	Feb 4, 2019
Property Address	1556 E JAMES ST, WHITE CLOUD, MI 49349-9197
Document Number	472/7192
Book / Page	472 / 7192
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Feb 4, 2019
Property Address	1556 E JAMES ST, WHITE CLOUD, MI 49349-9197
Document Number	472/7190
Book / Page	472 / 7190
Instrument Date	Jun 18, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
Municipality	White Cloud City
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,800 (+8.03%)	$107,600 (+8.03%)
2025	$2,182.00 (-0.5%)	$49,800 (+28.02%)	$99,600 (+28.02%)
2023		$38,900	$77,800
2022	$2,193.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE CLOUD serves 1,408 people · EPA ID MI0007060
Water Source	Groundwater
Last State Inspection	Sep 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NCATS.

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