Newaygo County property record for 1546 E James St, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,020 sqft |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,500 (Jul 2017) |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 15-05-278-005 |
| Primary APN | 15-05-278-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Modular |
|---|---|
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 202 ft deep x 97 ft wide |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1546 E JAMES ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | LOT 4 HOOKERS ADD TO WHITE CLOUD |
| Legal Subdivision | HOOKERS ADD TO WHITE CLOUD |
| Legal Lot Number | 4 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970700 |
Source: Newaygo County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1546 E JAMES ST, WHITE CLOUD, MI 49349-9197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2017 | Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK |
| Jul 31, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Book / Page | 466 / 5076 |
| Prior Transfer Date | Aug 28, 2013 |
| Prior Transfer Doc | 0451008340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 1546 E JAMES ST, WHITE CLOUD, MI 49349-9197 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000466/0000005078 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 0000000466/0000005078 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Recording Date | Jul 31, 2017 |
| Property Address | 1546 E JAMES ST, WHITE CLOUD, MI 49349-9197 |
| Document Number | 466/5076 |
| Book / Page | 466 / 5076 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1546 E JAMES ST, WHITE CLOUD, MI 49349-9197 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,300 | $178,600 | |
| 2025 | $1,913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CLOUD serves 1,408 people · EPA ID MI0007060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NCATS.
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