1400 Watson Blvd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1400 Watson Blvd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 2019
Lot Size0.607 acres (26,445 sqft)
OwnerIndividual Name on File
Last Sale$1,339,000 (Jun 2022)
Tax Bill$11,260 (2024)
Deeds & MortgagesAug 2022 Line of Credit
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00313370-000000

Property Details

APN / Parcel Number

Primary APN00313370-000000
Alternative APNs
  • 14662900313370000000
  • 1386871

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,588 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,445 sqft (0.607 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1386871
Old Parcel Number14662900313370000000
Street Address1400 WATSON BLVD
CityBIG PINE KEY
StateFL
Zip33043-5069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT TRACT C PARCEL 5 TROPICAL BAY 2ND ADDN PB5-73 BIG PINE KEY OR330-24 OR340-142 OR710-569 OR710-571 OR738-378 OR822-1077
Legal Range29E
Legal Township66S
Legal Section14
Legal SubdivisionTROPICAL BAY ADD NO 2
Legal TractC
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1084
Census Tract971402

Owner

1400 Watson Blvd is owned and occupied by an individual who bought it in June 2022.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1400 WATSON BLVD, BIG PINE KEY, FL 33043-5069
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 22, 2017Deed of Trust, Mortgage · Balloon Mortgage
NORMANDY CORP
Mar 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 13, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2022 · Amount on File
Deed SaleJun 13, 2022 · Amount on File
Prior SaleMar 29, 2005 · Amount on File
Deed Document Number2379472
Deed Book / Page3178 / 2422
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1400 WATSON BLVD, BIG PINE KEY, FL 33043-5069
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 WATSON BLVD, BIG PINE KEY, FL 33043-5069

Mortgage

Document Number0031880848
DateAug 9, 2022
Book Page3188/848
Instrument2386916
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 7, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1400 WATSON BLVD, BIG PINE KEY, FL 33043-5069
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028602341
DateJun 22, 2017
Book Page2860/2341
Instrument2128282
Lender
NameNORMANDY CORP
TypeNon-Lending Institution
AddressROCHESTER, NY 14607
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term13 Months
DueJul 1, 2018
Interest
Rate TypeAdjustable Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1400 WATSON BLVD, BIG PINE KEY, FL 33043-5069
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029540913
DateMar 20, 2019
Book Page2954/0913
Instrument2211609
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2034

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 13, 2022
Property Address1400 WATSON BLVD, BIG PINE KEY, FL 33043-5069
Document Number0031782422
Book / Page3178 / 2422
Map ReferenceMB 5 PG 73
Instrument DateJun 1, 2022
Instrument2379472
Transaction TypeTransfer
Record UpdatedAug 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$9,373.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 306, JAMESTOWN, CO 80455-0306

Transferred To (Grantee/Buyer)

NameVerified Name
Address2687 BAY DR, VILLAS, NJ 08251-1203

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,223,822 Land $710,270 Building $513,552$1,223,822 Land $710,270 Building $513,552
2024$11,260.00 (-1.06%)
2023$11,381.00 (+97.31%) Homeowner's exemption$1,295,908 (+29.19%) Land $903,979 Building $391,929$1,295,908 (+29.19%) Land $903,979 Building $391,929
2022$5,768.00$1,003,090 Land $613,415 Building $389,675$1,003,090 Land $613,415 Building $389,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1400 Watson Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1400 Watson Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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