1555 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1555 Ruffner Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,196 sqft · built 2012
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$750,000 (Jun 2021)
Tax Bill$12,439 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN08-20-31-301-055

Property Details

APN / Parcel Number

Primary APN08-20-31-301-055

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,196 sqft Living Area
1st Floor Area1,081 sqft
Basement Area1,081 sqft
Unfinished Basement1,081 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area379 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1555 RUFFNER AVE
CityBIRMINGHAM
StateMI
Zip48009-7176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 350
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number350
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3001
Census Tract152900

Owner

Source: Oakland County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1555 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 29, 2021Warranty Deed, Transfer
BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETMNT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleMay 30, 2012 · Amount on Record
Deed Document Number2021163791
Deed Book / Page56471 / 780
Prior Transfer DateMar 16, 2010
Prior Transfer Doc0000044730
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1555 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 N MAIN ST 810, 810, ROYAL OAK, MI 48067-2186

Mortgage

Document Number0000182376
DateJul 22, 2021
Book Page56587/668
Instrument182376
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateJul 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 29, 2021
Property Address1555 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
Document Number0000163791
Book / Page56471 / 780
Map ReferenceLB 27 PG 5
Instrument DateJun 25, 2021
Instrument163791
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyBANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETMNT SVCS

Transaction

AmountAmount Recorded
Tax$6,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6104 WORLINGTON RD, 6104, BLOOMFIELD HILLS, MI 48301-1542

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 N MAIN ST APT 810, 810, ROYAL OAK, MI 48067-2186

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,439.00 (-9.78%) Homeowner's exemption$424,970 (+22.59%)$849,940 (+22.59%)
2024$13,787.00 (+45.86%)
2023$346,670$693,340
2021$9,452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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