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1523 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 1523 Ruffner Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,500 sqft · built 2016
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$840,000 (Feb 2021)
Tax Bill$15,085 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-20-31-301-053

Property Details

APN / Parcel Number

Primary APN08-20-31-301-053

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area
1st Floor Area1,166 sqft
Basement Area1,037 sqft
Unfinished Basement1,037 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area17 sqft
Patio Area17 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1523 RUFFNER AVE
CityBIRMINGHAM
StateMI
Zip48009-7176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 352
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number352
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3001
Census Tract152900

Owner

Source: Oakland County records · APN 08-20-31-301-053

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1523 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 01, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Dec 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2021 · Amount on Record
Deed SaleFeb 01, 2021 · Amount on Record
Prior SaleApr 12, 2016 · Amount on Record
Deed Document Number202125845
Deed Book / Page55604 / 654
Prior Transfer DateJan 17, 2007
Prior Transfer Doc0000020437
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1523 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1498 DEVON LN, TROY, MI 48084-7046

Mortgage

Document Number0000016338
DateJan 20, 2021
Book Page55539/274
Instrument16338
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 01, 2021
Property Address1523 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
Document Number0000025845
Book / Page55604 / 654
Map ReferenceLB 27 PG 5
Instrument DateJan 15, 2021
Instrument25845
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$7,224.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1523 RUFFNER AVE, 1523, BIRMINGHAM, MI 48009-7176

Transferred To (Grantee/Buyer)

NameVerified Name
Address1523 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
InvestorPossibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1523 RUFFNER AVE, BIRMINGHAM, MI 48009-7176
Document Number0000206249
Instrument DateDec 02, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1523 RUFFNER AVE BIRMINGHAM MI 480097176, BIRMINGHAM, MI 48009-7176

Mortgage

Document Number0000206249
DateDec 09, 2019
Book Page053594/000185
Instrument206249
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 08, 2049
Interest
Rate TypeAdjustable Rate
Rate3.57%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,085.00 (-9.78%) Homeowner's exemption$489,840 (+16.81%)$979,680 (+16.81%)
2024$16,720.00 (+32.88%)
2023$419,340$838,680
2021$12,583.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 864 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBIRMINGHAM
serves 20,472 people
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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