1553 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1553 Misty River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,746 sqft · built 2018
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Oct 2022)
Tax Bill	$4,262 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T190300241`

Property Details

APN / Parcel Number

Primary APN	`T190300241`
Alternative APN	`2-0012-C706-00-0551.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Finished Basement	998 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300241
Street Address	1553 MISTY RIVER DR
City	O FALLON
State	MO
Zip	63366-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG C #3-A LOT 551
Legal Subdivision	RIVERDALE VLG C #3-A
Legal Lot Number	551
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Aug 20, 2019	Warranty Deed, Subdivision Related Transfer NAVY FCU
Oct 16, 2018	Loan Modification, Mortgage OTHER
Oct 22, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Oct 26, 2022
Deed Document Number	202258439
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 26, 2022
Property Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0000058439
Map Reference	MB 50 PG 150
Instrument Date	Oct 21, 2022
Instrument	2022R-058439
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 STONEBRIDGE CIR, 418, ALLEN, TX 75013-3012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542

Mortgage

Document Number	0000058440
Date	Oct 26, 2022
Instrument	2022R-058440

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.62%
Index	Other
Margin	5
Max Rate	9.62%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R060078
Date	Jul 16, 2021
Instrument	2021R-060078

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 20, 2019
Property Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0071261471
Book / Page	007126 / 001471
Instrument Date	Aug 15, 2019
Instrument	440650
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 MISTY RIVER DR O FALLON MO 633661542, O FALLON, MO 63366-1542

Mortgage

Document Number	71261473
Date	Aug 20, 2019
Book Page	007126/001473
Instrument	440660

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0069930450
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 22, 2018
Property Address	1553 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0069930448
Book / Page	006993 / 000448
Instrument Date	Oct 16, 2018
Instrument	601720
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,451 (-)	$365,534 (-) Land $70,000 Building $295,534
2025	$4,262.00	$69,451 (+1.55%)	$365,534 (+1.55%) Land $70,000 Building $295,534
2023		$68,394
2022			$359,969 Land $55,000 Building $304,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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