Mecklenburg County property record for 15549 Crossing Gate Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,846 sqft · built 2001 |
| Lot Size | 0.095 acres (4,171 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Sep 2023) |
| Tax Bill | $3,228 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-353-84 |
| Primary APN | 005-353-84 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 925 sqft |
| Upper Floors Area | 915 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,171 sqft (0.095 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 136 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-353-84 |
|---|---|
| Street Address | 15549 CROSSING GATE DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Description | L94 M37-295 |
| Legal Subdivision | CALDWELL STATION PH 1 MAP 2 |
| Legal Lot Number | 94 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 6407 |
15549 Crossing Gate Dr is owned and occupied by an individual who bought it in September 2023.
Source: Mecklenburg County records, as of October 12, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 29, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Prior Sale | Dec 31, 2012 |
| Deed Document Number | 2023093549 |
| Deed Book / Page | 38403 / 121 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Document Number | 0000018520 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 40223/138 |
| Instrument | 2026018520 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 29, 2023 |
| Property Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Document Number | 0000093549 |
| Book / Page | 38403 / 121 |
| Map Reference | MB 37 PG 395 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023093549 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19816 OAK LEAF CIR, CORNELIUS, NC 28031-9631 |
| Name | Verified Name |
|---|---|
| Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Document Number | 0000093550 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023093550 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000084377 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 35998/896 |
| Instrument | 2021084377 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 15549 CROSSING GATE DR, CORNELIUS, NC 28031-8110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101960 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 32899/479 |
| Instrument | 2018101960 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,228.00 | $380,300 Land $100,000 Building $280,300 | $380,300 Land $100,000 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15549 Crossing Gate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15549 Crossing Gate Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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