15545 Crossing Gate Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 15545 Crossing Gate Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,490 sqft · built 2002
Lot Size0.098 acres (4,289 sqft)
OwnerIndividual Name on Record
Last Sale$453,500 (Jul 2023)
Tax Bill$3,579 (2023)
Deeds & MortgagesJul 2023 Sale & Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN005-353-83

Property Details

APN / Parcel Number

Primary APN005-353-83

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,490 sqft Heated Area
Gross Area2,578 sqft
1st Floor Area1,059 sqft
Upper Floors Area1,031 sqft
Attic Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area4,289 sqft (0.098 acres)
Garage Area400 sqft
PorchPorch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-353-83
Street Address15545 CROSSING GATE DR
CityCORNELIUS
StateNC
Zip28031-8110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL95 M37-295
Legal SubdivisionCALDWELL STATION PH 01 MAP 02
Legal Lot Number95
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1002
Census Tract6407

Owner

Source: Mecklenburg County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 14, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2023 · Amount on Record
Deed SaleJul 27, 2023 · Amount on Record
Prior SaleApr 29, 2014 · Amount on Record
Deed Document Number2023071055
Deed Book / Page38274 / 487
Record UpdatedJun 7, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 27, 2023
Property Address15545 CROSSING GATE DR, CORNELIUS, NC 28031-8110
Document Number0000071055
Book / Page38274 / 487
Map ReferenceMB 37 PG 295
Instrument DateJul 27, 2023
Instrument2023071055
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanyEXECUTIVE TITLE, EXECUTIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$907.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address160 EMERY AVE NW APT 3013, 3013, CONCORD, NC 28027-4357

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071056
DateJul 27, 2023
Instrument2023071056
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address15545 CROSSING GATE DR, CORNELIUS, NC 28031-8110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058017
DateMay 14, 2019
Book Page33506/308
Instrument2019058017
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,579.00$421,700 Land $100,000 Building $321,700$421,700 Land $100,000 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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