15545 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15545 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,539 sqft · built 2018
Lot Size	1.07 acres (46,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (May 2015)
Tax Bill	$37,771 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0500-000-13400`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0500-000-13400`
Alternative APN	`3825555`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	6,539 sqft Living Area
1st Floor Area	4,121 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	46,817 sqft (1.07 acres)
Garage Type	Finished
Garage Area	1,416 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	1,183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3825555
Street Address	15545 PENDIO DR
City	BELLA COLLINA
State	FL
Zip	34756-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA COLLINA PB 51 PG 31-49 LOT 134 ORB 4623 PG 949
Legal Range	26E
Legal Township	22S
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	500
Legal Lot Number	134
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1050
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 FRONT ST, CELEBRATION, FL 34747-4675
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST GUARANTY BANK
Dec 15, 2017	Loan Modification, Mortgage · Line of Credit SUNRISE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2015 · Amount on Record
Deed Sale	May 8, 2015 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Document Number	2015050338
Deed Book / Page	4623 / 0949
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15545 PENDIO DR, BELLA COLLINA, FL 34756-3631
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 PENDIO DR, BELLA COLLINA, FL 34756-3631

Mortgage

Document Number	0058101448
Date	Oct 7, 2021
Book Page	5810/1448
Instrument	2021138705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15545 PENDIO DR, BELLA COLLINA, FL 34756-3631
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052232376
Date	Jan 15, 2019
Book Page	5223/2376
Instrument	2019005851

Lender

Name	FIRST GUARANTY BANK
Type	Bank
Address	HAMMOND, LA 70404

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	15545 PENDIO DR, BELLA COLLINA, FL 34756-3631
Document Number	0050441244
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 FRONT ST CELEBRATION FL 347474675, CELEBRATION, FL 34747-4675

Mortgage

Document Number	0050441244
Date	Dec 21, 2017
Book Page	005044/001244
Instrument	136731

Lender

Name	SUNRISE BK
Type	Bank
Address	5604 N ATLANTIC AVE, COCOA BEACH, FL 32931-3920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,832,590 (+2.52%) Land $1,050,000 Building $1,782,590	$2,832,590 (+2.52%) Land $1,050,000 Building $1,782,590
2024	$37,771.00 (+4.46%)
2023	$36,157.00 (+17.82%)	$2,762,916 (+29.85%)	$2,762,916 (+29.85%) Land $1,050,000 Building $1,712,916
2022	$30,689.00	$2,127,758	$2,127,758 Land $500,000 Building $1,627,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE ISLAND private · serves 35 people · EPA ID FL3354956
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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