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15540 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15540 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,642 sqft · built 2015
Lot Size0.26 acres (11,309 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Mar 2015)
Tax Bill$6,262 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN001119-7040

Property Details

APN / Parcel Number

Primary APN001119-7040

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,642 sqft Living Area
Gross Area4,512 sqft
1st Floor Area1,720 sqft
Upper Floors Area1,922 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialFrame/Stucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,309 sqft (0.26 acres)
Garage TypeAttached
Garage Area578 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15540 BAREBACK DR
CityJACKSONVILLE
StateFL
Zip32234-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description63-139 25-3S-23E .26 WINCHESTER RIDGE PHASE 1A LOT 162
Legal Range23E
Legal Township03S
Legal Section25
Legal SubdivisionWINCHESTER RIDGE PHASE 1A
Legal Lot Number162
JurisdictionDUVAL FL
Township / Civil DivisionBALDWIN
Census Block Group3
Census Block3031
Census Tract17300

Owner

15540 Bareback Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Duval County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15540 BAREBACK DR, JACKSONVILLE, FL 32234-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2015 · Amount on File
Deed SaleMar 17, 2015 · Amount on File
Deed Document Number201560678
Deed Book / Page17099 / 1991
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address15540 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address15540 BAREBACK DR, BALDWIN, FL 32234-2335

Mortgage

Document Number0203582404
DateJul 13, 2022
Book Page20358/2404
Instrument2022184178
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 15540 Bareback Dr was $6,262 with a homeowner's exemption, up 8.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,778 (+2.7%)$387,397 (-5.13%) Land $53,457 Building $333,940
2025$6,262.00 (+8.56%) Homeowner's exemption$263,660$408,332 Land $48,000 Building $360,332
2024$5,768.00 (+2.58%)
2023$5,623.00 (+12.08%) Homeowner's exemption$248,767 (+3%)$419,016 (+11.43%) Land $55,000 Building $364,016
2022$5,017.00 Homeowner's exemption$241,522$376,042 Land $45,000 Building $331,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15540 Bareback Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims10 (1998–2023)
Claims Outside the SFHA5 of 10
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15540 Bareback Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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