15528 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15528 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,553 sqft · built 2014
Lot Size	0.23 acres (10,006 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Jun 2025)
Tax Bill	$5,254 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001119-7050`

Property Details

APN / Parcel Number

Primary APN	`001119-7050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,553 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	1,081 sqft
Upper Floors Area	1,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,006 sqft (0.23 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	196 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15528 BAREBACK DR
City	JACKSONVILLE
State	FL
Zip	32234-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63-139 25-3S-23E .23 WINCHESTER RIDGE PHASE 1A LOT 164
Legal Range	23E
Legal Township	03S
Legal Section	25
Legal Subdivision	WINCHESTER RIDGE PHASE 1A
Legal Lot Number	164
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3031
Census Tract	17300

Owner

15528 Bareback Dr is owned and occupied by an individual who bought it in June 2025.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Mar 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 20, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 4, 2025	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Mar 4, 2025 · Amount on File
Deed Document Number	2025127910
Deed Book / Page	21489 / 2490
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335

Mortgage

Document Number	0207082084
Date	Jun 12, 2023
Book Page	20708/2084
Instrument	2023118852

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335

Mortgage

Document Number	0206211545
Date	Mar 23, 2023
Book Page	20621/1545
Instrument	2023057322

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	May 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335

Mortgage

Document Number	0206711735
Date	May 9, 2023
Book Page	20671/1735
Instrument	2023092919

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 1, 2051

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 BAACK DR, JACKSONVILLE, FL 32234

Mortgage

Document Number	0217980037
Date	Feb 20, 2026
Book Page	21798/37
Instrument	2026040285

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 2, 2025
Property Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Document Number	0214892490
Book / Page	21489 / 2490
Map Reference	MB 63 PG 139-148
Instrument Date	May 23, 2025
Instrument	2025127910
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Investor	Possibly a Property Investor

Mortgage

Document Number	0000214901
Date	Jun 2, 2025
Instrument	21490/1

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 4, 2025
Property Address	15528 BAREBACK DR, JACKSONVILLE, FL 32234-2335
Document Number	0213811963
Book / Page	21381 / 1963
Map Reference	MB 63 PG 139-148
Instrument Date	Feb 27, 2025
Instrument	2025051930
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,184.70
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 122, JACKSONVILLE, FL 32234-0122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 15528 Bareback Dr was $5,254 with exemptions applied, up 9.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,935 (+48.17%) Land $51,140 Building $262,795	$313,935 (-4.96%) Land $51,140 Building $262,795
2025	$5,254.00 (+9.92%) Homeowner's exemption Widower's exemption	$211,874	$330,315 Land $48,000 Building $282,315
2024	$4,780.00 (+2.66%)
2023	$4,656.00 (+10.83%) Homeowner's exemption Widower's exemption	$199,906 (+3%)	$338,734 (+11.73%) Land $55,000 Building $283,734
2022	$4,201.00 Homeowner's exemption Widower's exemption	$194,084	$303,178 Land $45,000 Building $258,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15528 Bareback Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	10 (1998–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15528 Bareback Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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