Union County property record for 1554 Secrest Commons Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,574 sqft · built 2025 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Mar 2026) |
| Tax Bill | $713 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-997 |
| Primary APN | 09-321-997 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,574 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1554 SECREST COMMONS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #54 SECREST COMMONS PH4 OPCR810-813 |
| Legal Subdivision | SECREST COMMONS PH4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20501 |
1554 Secrest Commons Dr is owned and occupied by an individual who bought it in March 2026.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1554 SECREST COMMONS DR, MONROE, NC 28112-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 24, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Jun 12, 2025 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on File |
| Deed Sale | Mar 24, 2026 · Amount on File |
| Prior Sale | Jun 12, 2025 · Amount on File |
| Deed Document Number | 20267658 |
| Deed Book / Page | 9332 / 763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1554 SECREST COMMONS DR, MONROE, NC 28112-9644 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Address | 3498 RISE DR, MORRISVILLE, NC 27560-5923 |
| Document Number | 0000920830 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 9208/30 |
| Instrument | 25043 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 24, 2026 |
| Property Address | 1554 SECREST COMMONS DR, MONROE, NC 28112-9644 |
| Document Number | 0009332763 |
| Book / Page | 9332 / 763 |
| Map Reference | CAB R FILE 810-813 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 7658 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $834.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|
| Document Number | 0000007659 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 7659 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 12, 2025 |
| Property Address | 1554 SECREST COMMONS DR, MONROE, NC 28112-9644 |
| Document Number | 0009137135 |
| Book / Page | 9137 / 135 |
| Map Reference | CAB Q FILE 898-901 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 14703 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $6,631.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
The 2025 property tax bill for 1554 Secrest Commons Dr was $713.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,200 (+249.51%) Land $81,600 Building $203,600 | $285,200 (+249.51%) Land $81,600 Building $203,600 | |
| 2025 | $713.00 | $81,600 Land $81,600 | $81,600 Land $81,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1554 Secrest Commons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1554 Secrest Commons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures