1546 Secrest Commons Dr, Monroe, NC 28112 Property Records

Union County property record for 1546 Secrest Commons Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Apr 2026)
Tax Bill	$713 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-321-995`

Property Details

APN / Parcel Number

Primary APN	`09-321-995`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	1546 SECREST COMMONS DR
City	MONROE
State	NC
Zip	28112-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#52 SECREST COMMONS PH4 OPCR810-813
Legal Subdivision	SECREST COMMONS SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3004
Census Tract	20501

Owner

Source: Union County records · APN 09-321-995

Assessment roll updated March 31, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1546 SECREST COMMONS DR, MONROE, NC 28112-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Deed Document Number	202610867
Deed Book / Page	9355 / 728
Record Updated	Sep 20, 2026

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 22, 2026
Property Address	1546 SECREST COMMONS DR, MONROE, NC 28112-9644
Document Number	0000010867
Book / Page	9355 / 728
Instrument Date	Apr 22, 2026
Instrument	2026.10867
Record Updated	May 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$79,588.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 SECREST COMMONS DR, MONROE, NC 28112-9644

Mortgage

Document Number	0000010868,
Date	Apr 22, 2026
Book Page	9355/730
Instrument	2026.10868

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00	$81,600 Land $81,600	$81,600 Land $81,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MONROE serves 43,081 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.