1554 S Elm St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1554 S Elm St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,267 sqft · built 2018
Lot Size	0.111 acres (4,838 sqft)
Owner	2 Individual Names on File
Last Sale	$377,622 (Mar 2019)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-18-921`

Property Details

APN / Parcel Number

Primary APN	`313-18-921`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,267 sqft Living Area
1st Floor Area	955 sqft
2nd Floor Area	1,312 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,838 sqft (0.111 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1554 S ELM ST
City	GILBERT
State	AZ
Zip	85296-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	COBBLESTONE VILLAS MCR 1320-15
Legal Range	06E
Legal Township	01S
Legal Section	19
Legal Subdivision	COBBLESTONE VILLAS
Legal Lot Number	49
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2023
Census Tract	814400

Owner

1554 S Elm St is owned and occupied by two individuals who bought it in March 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1554 S ELM ST, GILBERT, AZ 85296-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Mar 21, 2019	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC
Mar 21, 2019	Quit Claim Deed, Transfer KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	20190198521
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1554 S ELM ST, GILBERT, AZ 85296-3900
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 S ELM ST, GILBERT, AZ 85296-3900

Mortgage

Document Number	0000562795
Date	May 20, 2021
Instrument	20210562795

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 21, 2019
Property Address	1554 S ELM ST, GILBERT, AZ 85296-3900
Document Number	0000198521
Instrument Date	Mar 17, 2019
Instrument	198521
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1554 S ELM ST GILBERT AZ 852963900, GILBERT, AZ 85296-3900

Mortgage

Document Number	198523
Date	Mar 21, 2019
Instrument	198523

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 21, 2019
Property Address	1554 S ELM ST, GILBERT, AZ 85296-3900
Document Number	0000198522
Instrument Date	Mar 15, 2019
Instrument	198522
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1554 S ELM ST GILBERT AZ 852963900, GILBERT, AZ 85296-3900

Mortgage

Document Number	198523
Date	Mar 21, 2019
Instrument	198523

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1554 S Elm St was $2,200.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,250	$492,500 Land $98,500 Building $394,000
2025	$2,200.00
2024		$54,170	$541,700 Land $108,300 Building $433,400
2023	$2,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1554 S Elm St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1554 S Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: WeLink Communications.

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