1552 S Elm St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1552 S Elm St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,707 sqft · built 2018
Lot Size	0.093 acres (4,060 sqft)
Owner	Individual Name on File
Last Sale	$368,500 (Jun 2020)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-18-922`

Property Details

APN / Parcel Number

Primary APN	`313-18-922`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,060 sqft (0.093 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1552 S ELM ST
City	GILBERT
State	AZ
Zip	85296-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	COBBLESTONE VILLAS MCR 1320-15
Legal Range	06E
Legal Township	01S
Legal Section	19
Legal Subdivision	COBBLESTONE VILLAS
Legal Lot Number	50
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2023
Census Tract	814400

Owner

1552 S Elm St is owned and occupied by an individual who bought it in June 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1552 S ELM ST, GILBERT, AZ 85296-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Mar 15, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE INSURANCE AGENCY, FIRST AMERICAN TITLE INS AGCY
Mar 15, 2019	Grant Deed, Transfer · Conventional Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	20200520779
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1552 S ELM ST, GILBERT, AZ 85296-3900
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 S ELM ST, GILBERT, AZ 85296-3900

Mortgage

Document Number	0000503602
Date	Sep 27, 2023
Instrument	20230503602

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1552 S ELM ST, GILBERT, AZ 85296-3900
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 S ELM ST, GILBERT, AZ 85296-3900

Mortgage

Document Number	0000083333
Date	Jan 25, 2021
Instrument	20210083333

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2020
Property Address	1552 S ELM ST, GILBERT, AZ 85296-3900
Document Number	0000520779
Map Reference	DOC 2017-0685348
Instrument Date	Jun 12, 2020
Instrument	20200520779
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1552 S ELM ST, 1552, GILBERT, AZ 85296-3900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1552 S ELM ST, GILBERT, AZ 85296-3900

Mortgage

Document Number	0000520780
Date	Jun 15, 2020
Instrument	20200520780

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 15, 2019
Property Address	1552 S ELM ST, GILBERT, AZ 85296-3900
Document Number	0000182698
Instrument Date	Mar 4, 2019
Instrument	182698
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	FIRST AMERICAN TITLE INSURANCE AGENCY, FIRST AMERICAN TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10429 S SIST ST #100 PHOENIX AZ 85044, 100, PHOENIX, AZ 85044

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 15, 2019
Property Address	1552 S ELM ST, GILBERT, AZ 85296-3900
Document Number	0000182699
Instrument Date	Mar 4, 2019
Instrument	182699
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.09
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1552 S ELM ST GILBERT AZ 852963900, GILBERT, AZ 85296-3900

Mortgage

Document Number	182700
Date	Mar 15, 2019
Instrument	182700

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1552 S Elm St was $1,899.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,450	$424,500 Land $84,900 Building $339,600
2025	$1,899.00
2024		$46,860	$468,600 Land $93,700 Building $374,900
2023	$1,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1552 S Elm St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1552 S Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: WeLink Communications.

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