1554 Pine St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1554 Pine St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,554 sqft · built 1967
Lot Size	0.449 acres (19,598 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Nov 2025)
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-5333-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-5333-7`
Alternative APN	`24-1S-22-223A-000C-0160`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,554 sqft Heated Area
Gross Area	1,762 sqft
1st Floor Area	150 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	19,598 sqft (0.449 acres)
Lot Width	100 ft Width
Porch	Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1554 PINE ST
City	NICEVILLE
State	FL
Zip	32578-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE S/D LOT 16 BLK C
Legal Range	22
Legal Township	01S
Legal Section	24
Legal Subdivision	SEMINOLE S/D
Legal Block	C
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2004
Census Tract	21001

Owner

Source: Okaloosa County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	300 RINGGOLD RD UNIT 1002, 1002, CLARKSVILLE, TN 37042-6677
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Feb 27, 2023	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Feb 26, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC
Jan 15, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Document Number	3785751
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 24, 2025
Property Address	1554 PINE ST, NICEVILLE, FL 32578-9784
Document Number	0003785751
Map Reference	MB 2 PG 157
Instrument Date	Nov 19, 2025
Instrument	3785751
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1644 VALLEY OAK LN, FAIRBORN, OH 45324-6396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 RINGGOLD RD UNIT 1002, 1002, CLARKSVILLE, TN 37042-6677

Mortgage

Document Number	0003785752
Date	Nov 24, 2025
Instrument	3785752

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 27, 2023
Property Address	1554 PINE ST, NICEVILLE, FL 32578-9784
Document Number	0036633282
Book / Page	3663 / 3282
Map Reference	MB 2 PG 157
Instrument Date	Feb 16, 2023
Instrument	3608320
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4807 PORTMARNOCK WAY, WESLEY CHAPEL, FL 33543-6970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 PINE ST, NICEVILLE, FL 32578-9784

Mortgage

Document Number	0036633284
Date	Feb 27, 2023
Instrument	3663/3284

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 26, 2021
Property Address	1554 PINE ST, NICEVILLE, FL 32578-9784
Document Number	0035282983
Book / Page	3528 / 2983
Map Reference	MB 2 PG 157
Instrument Date	Feb 22, 2021
Instrument	3433575
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 PINE ST, NICEVILLE, FL 32578-9784

Mortgage

Document Number	0035282984
Date	Feb 26, 2021
Instrument	3528/2984

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 15, 2019
Property Address	1554 PINE ST, NICEVILLE, FL 32578-9784
Document Number	0033813532
Book / Page	003381 / 003532
Instrument Date	Jan 10, 2019
Instrument	3253440
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1554 PINE ST NICEVILLE FL 325789784, NICEVILLE, FL 32578-9784

Mortgage

Document Number	33813535
Date	Jan 15, 2019
Book Page	003381/003535
Instrument	3253443

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (+17.27%)	$227,025 (+7.43%) Land $90,929 Building $136,096	$227,025 (+7.43%) Land $90,929 Building $136,096
2023	$2,281.00 (+13.03%)	$211,324 (+18.36%) Land $67,895 Building $143,429	$211,324 (+18.36%) Land $67,895 Building $143,429
2022	$2,018.00	$178,548 Land $64,662 Building $113,886	$178,548 Land $64,662 Building $113,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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