1546 Pine St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1546 Pine St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,720 sqft · built 1959
Lot Size	0.45 acres (19,598 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (May 2014)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-5335-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-5335-2`
Alternative APNs	`24-1S-22-223A-000C-0180` `22S124223A000C0180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	1,720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,598 sqft (0.45 acres)
Lot Width	100 ft Width

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Street Address	1546 PINE ST
City	NICEVILLE
State	FL
Zip	32578-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE S/D LOT 18 BLK C
Legal Range	22W
Legal Township	01S
Legal Section	24
Legal Subdivision	SEMINOLE S/D
Legal Block	C
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2004
Census Tract	21001

Owner

Source: Okaloosa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1546 PINE ST, NICEVILLE, FL 32578-9784
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit EGLIN FCU
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2014 · Amount on Record
Deed Sale	May 16, 2014 · Amount on Record
Prior Sale	Jun 16, 2004 · Amount on Record
Deed Document Number	20142927808
Deed Book / Page	3147 / 3526
Last Transfer Date	Jan 29, 2024
Transfer Doc	0003669265
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 2, 2024
Property Address	1546 PINE ST, NICEVILLE, FL 32578-9784
Document Number	0003669265
Map Reference	MB 2 PG 157
Instrument Date	Jan 29, 2024
Instrument	3669265
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 PINE ST, NICEVILLE, FL 32578-9784

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1546 PINE ST, NICEVILLE, FL 32578-9784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033594100
Date	Jul 19, 2018
Book Page	3359/4100
Instrument	3220791

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1546 PINE ST, NICEVILLE, FL 32578-9784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035052636
Date	Nov 13, 2020
Book Page	3505/2636
Instrument	3407363

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (+44.27%)	$194,945 (+33.93%)	$224,375 (+7.22%) Land $90,929 Building $133,446
2023	$1,274.00 (+75%) Homeowner's exemption	$145,562 (+47%)	$209,271 (+46.33%) Land $67,895 Building $141,376
2022	$728.00 Homeowner's exemption	$99,025	$143,017 Land $64,662 Building $78,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures