Gaston County property record for 1554 Cedar Tree Dr, Belmont, NC 28012
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 2023 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,000 (Jul 2023) |
| Tax Bill | $2,874 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309062 |
| Primary APN | 309062 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,706 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Lot Area | 2,614 sqft (0.06 acres) |
| Street Address | 1554 CEDAR TREE DR |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-8564 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SMITH FARM TH51 PLAT BOOK 099 PAGE 008 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 32405 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1554 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Deed Book / Page | 5424 / 646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 24, 2023 |
| Property Address | 1554 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Document Number | 0054240646 |
| Book / Page | 5424 / 646 |
| Map Reference | MB 99 PG 8-10 |
| Instrument Date | Jul 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | KEYSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 W TRADE ST400, ST400, CHARLOTTE, NC 28202 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1554 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Document Number | 0005424648 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 5424/648 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,874.00 | $272,710 (+702.09%) Land $34,000 Building $238,710 |
| 2023 | $34,000 Land $34,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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