1547 Cedar Tree Dr, Belmont, NC 28012 Property Records

Gaston County property record for 1547 Cedar Tree Dr, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,769 sqft · built 2023
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$497,500 (Nov 2023)
Tax Bill$4,188 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN309081

Property Details

APN / Parcel Number

Primary APN309081

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,769 sqft Heated Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address1547 CEDAR TREE DR
CityBELMONT
StateNC
Zip28012-8564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITH FARM LOT 70 PLAT BOOK 099 PAGE 008
Legal SubdivisionSMITH FARM
Legal Lot Number70
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1008
Census Tract32405

Owner

1547 Cedar Tree Dr is owned and occupied by an individual who bought it in November 2023.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1547 CEDAR TREE DR, BELMONT, NC 28012-8564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2023 · Amount on File
Deed SaleNov 27, 2023 · Amount on File
Deed Book / Page5447 / 1022
Record UpdatedOct 29, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateNov 27, 2023
Property Address1547 CEDAR TREE DR, BELMONT, NC 28012-8564
Document Number0054471022
Book / Page5447 / 1022
Map ReferenceMB 99 PG 8-10
Instrument DateOct 19, 2023
Transaction TypeTransfer
Record UpdatedDec 29, 2023
Title CompanyKEYSTONE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address227 W TRADE ST400, ST400, CHARLOTTE, NC 28202

Transferred To (Grantee/Buyer)

NameVerified Name
Address1547 CEDAR TREE DR, BELMONT, NC 28012-8564

Mortgage

Document Number0054471024
DateNov 27, 2023
Instrument5447/1024
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1547 Cedar Tree Dr was $4,188.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,188.00$397,370 Land $45,000 Building $352,370
2023$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1547 Cedar Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1547 Cedar Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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