15531 Willowmore Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 15531 Willowmore Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,020 sqft · built 2017
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Sep 2026)
Tax Bill	$25 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2023 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`715-69-41-38-600-000`

Property Details

APN / Parcel Number

Primary APN	`715-69-41-38-600-000`
Alternative APNs	`389523002` `447322000` `476646000` `490864000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,020 sqft Finished Area
1st Floor Area	600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	14,113 sqft (0.324 acres)
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	490864000
Street Address	15531 WILLOWMORE DR
City	MIDLOTHIAN
State	VA
Zip	23112-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	NEWMARKET SEC 2 015
Legal Subdivision	NEWMARKET
Legal Lot Number	15
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2008
Census Tract	100938

Owner

Source: Chesterfield County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 17, 2025	Warranty Deed, Transfer · Conventional Mortgage IXONIA BANK
Jun 4, 2024	Warranty Deed, Transfer
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CENTER LLC
Oct 30, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 7, 2017	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE
Feb 9, 2017	Loan Modification, Mortgage FULTON BK
Feb 10, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	202634916
Deed Book / Page	15383 / 457
Prior Transfer Date	Oct 24, 2018
Prior Transfer Doc	12140-1
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 23, 2026
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	0000034916
Book / Page	15383 / 457
Instrument Date	Sep 15, 2026
Instrument	202634916
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233

Mortgage

Document Number	0000034917,
Date	Sep 23, 2026
Instrument	202634917

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014393-537
Date	Oct 12, 2023
Book Page	14393/537
Instrument	2023031033

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Fixed Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 17, 2025
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	014916-341
Book / Page	14916 / 341
Instrument Date	Jun 4, 2025
Instrument	2025020024
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	HOMESTEAD TITLE ABSTRACT AGENCY, HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233

Mortgage

Document Number	2025020025
Date	Jun 17, 2025
Instrument	2025020025

Lender

Name	IXONIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	014916-365
Date	Jun 17, 2025
Book Page	14916/365
Instrument	2025020026

Lender

Name	GTE FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 4, 2024
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	014573-517
Book / Page	14573 / 517
Instrument Date	May 30, 2024
Instrument	2024016464
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 21, 2022
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	014000-717
Book / Page	14000 / 717
Instrument Date	Jun 9, 2022
Instrument	2022028012
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233

Mortgage

Document Number	2022028013
Date	Jun 21, 2022
Instrument	2022028013

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 30, 2018
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	121401
Book / Page	012140 / 000001
Instrument Date	Oct 24, 2018
Instrument	40669
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15531 WILLOWMORE DR MIDLOTHIAN VA 231125233, MIDLOTHIAN, VA 23112-5233

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 7, 2017
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	11679242
Book / Page	011679 / 000242
Instrument Date	Jul 5, 2017
Instrument	26711
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15531 WILLOWMORE DR MIDLOTHIAN VA 231125233, MIDLOTHIAN, VA 23112-5233

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHESTERFIELD VA
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	11530425
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	11530425
Date	Feb 10, 2017
Book Page	011530/000425
Instrument	5893

Lender

Name	FULTON BK
Type	Bank

Agreement

Amount	Amount Recorded

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 10, 2017
Property Address	15531 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5233
Document Number	11530421
Book / Page	011530 / 000421
Instrument Date	Feb 8, 2017
Instrument	5892
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00 (-99.71%)	$951,700 (-) Land $147,000 Building $804,700	$951,700 (-) Land $147,000 Building $804,700
2025	$8,495.00 (+23.33%)	$951,700 (+26.19%) Land $147,000 Building $804,700	$951,700 (+26.19%) Land $147,000 Building $804,700
2023	$6,888.00	$754,200 Land $142,000 Building $612,200	$754,200 Land $142,000 Building $612,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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