15524 Willowmore Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 15524 Willowmore Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,238 sqft · built 2017
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Jul 2017)
Tax Bill	$7,972 (2026)
Deeds & Mortgages	Apr 2025 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`715-69-52-90-100-000`

Property Details

APN / Parcel Number

Primary APN	`715-69-52-90-100-000`
Alternative APN	`389741001`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,238 sqft Finished Area
1st Floor Area	423 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,286 sqft (0.305 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	409 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	389741001
Street Address	15524 WILLOWMORE DR
City	MIDLOTHIAN
State	VA
Zip	23112-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	NEWMARKET SEC 2 013
Legal Subdivision	NEWMARKET
Legal Lot Number	13
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2030
Census Tract	100938

Owner

15524 Willowmore Dr is owned and occupied by an individual who bought it in July 2017.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	15524 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC
Jul 17, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Nov 2, 2016 · Amount on File
Deed Document Number	201727858
Deed Book / Page	11687 / 997
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15524 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5232
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014855-700
Date	Apr 18, 2025
Book Page	14855/700
Instrument	2025012294

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 17, 2017
Property Address	15524 WILLOWMORE DR, MIDLOTHIAN, VA 23112-5232
Document Number	11687997
Book / Page	011687 / 000997
Instrument Date	Jun 9, 2017
Instrument	27858
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15524 WILLOWMORE DR MIDLOTHIAN VA 231125232, MIDLOTHIAN, VA 23112-5232

Mortgage

Document Number	116871001
Date	Jul 17, 2017
Book Page	011687/001001
Instrument	27859

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 15524 Willowmore Dr was $7,972.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,972.00	$893,000 (-) Land $147,000 Building $746,000	$893,000 (-) Land $147,000 Building $746,000
2025		$893,000 Land $147,000 Building $746,000	$893,000 Land $147,000 Building $746,000
2023	$6,606.00	$723,200 Land $142,000 Building $581,200	$723,200 Land $142,000 Building $581,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15524 Willowmore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15524 Willowmore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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