1553 E 3125 N, Layton, UT 84040 Property Records

Davis County property record for 1553 E 3125 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,885 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$490,100 (Apr 2020)
Tax Bill	$3,869 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-438-0426`

Property Details

APN / Parcel Number

Primary APN	`09-438-0426`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,885 sqft Living Area
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	682 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1553 E 3125 N
City	LAYTON
State	UT
Zip	84040-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 426, VISTAS AT EASTGATE SUBDIVISION PHASE 4. CONT. 0.19000 ACRES
Legal Subdivision	VISTAS AT EASTGATE SUBDIVISION PHASE 4
Legal Phase	4
Legal Lot Number	426
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1009
Census Tract	125103

Owner

1553 E 3125 N is owned and occupied by two individuals who bought it in April 2020.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1553 E 3125 N, LAYTON, UT 84040-6626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage CENTRAL BANK
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
Apr 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Apr 29, 2020
Deed Document Number	20203247048
Deed Book / Page	7502 / 2531
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1553 E 3125 N, LAYTON, UT 84040-6626
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 E 3125 N, LAYTON, UT 84040-6626

Mortgage

Document Number	0007989/19
Date	Apr 15, 2022
Book Page	7989/19
Instrument	3470485

Lender

Name	CENTRAL BANK
Type	Bank
Address	PROVO, UT 84601

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1553 E 3125 N, LAYTON, UT 84040-6626
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	REAL ADVANTAGE TITLE, REAL ADVANTAGE TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7867/2238
Date	Oct 18, 2021
Book Page	7867/2238
Instrument	3428140

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	07056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1553 E 3125 N, LAYTON, UT 84040-6626
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NORTH AMERICAN TITLE INC, NORTH AMERICAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7714/310
Date	Mar 11, 2021
Book Page	7714/310
Instrument	3357532

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1553 E 3125 N, LAYTON, UT 84040-6626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003280955
Date	Aug 12, 2020
Book Page	7573/472
Instrument	3280955

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 29, 2020
Property Address	1553 E 3125 N, LAYTON, UT 84040-6626
Document Number	7502/2531
Book / Page	7502 / 2531
Instrument Date	Apr 29, 2020
Instrument	3247048
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	COTTONWOOD TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1553 EAST 3125 NORTH, LAYTON, UT 84040-6626

Mortgage

Document Number	3247049
Date	Apr 29, 2020
Instrument	3247049

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1553 E 3125 N was $3,869, up 0.7% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,350 (+0.99%) Land $129,919 Building $264,431	$717,000 (+0.99%) Land $236,217 Building $480,783
2025	$3,869.00 (+0.73%)	$390,500 Land $104,102 Building $286,398	$710,000 Land $189,277 Building $520,723
2024	$3,841.00 (+1.19%)
2023	$3,796.00 (+1.74%)	$686,000 Land $134,701 Building $551,299	$686,000 Land $134,701 Building $551,299
2022	$3,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1553 E 3125 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1553 E 3125 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

Nearby Properties on E 3125 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures