1516 E 3125 N, Layton, UT 84040 Property Records

Davis County property record for 1516 E 3125 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,395 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	Trust Name on File
Last Sale	$685,300 (Jun 2021)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-438-0407`

Property Details

APN / Parcel Number

Primary APN	`09-438-0407`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,395 sqft Living Area
Basement Area	1,394 sqft
Unfinished Basement	1,394 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1516 E 3125 N
City	LAYTON
State	UT
Zip	84040-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 407, VISTAS AT EASTGATE SUBDIVISION PHASE 4. CONT. 0.19000 ACRES
Legal Subdivision	VISTAS AT EASTGATE SUBDIVISION
Legal Phase	4
Legal Lot Number	407
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1009
Census Tract	125103

Owner

1516 E 3125 N is owner-occupied and held in a trust since June 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1516 E 3125 N, LAYTON, UT 84040-6626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GOLDENWEST FCU
Mar 20, 2023	Intrafamily Transfer, Transfer
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU
Jun 8, 2021	Warranty Deed, Transfer INVESTORS TITLE INSURANCE, INVESTORS TITLE INS AG
Oct 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC
Oct 30, 2020	Quit Claim Deed, Transfer COTTONWOOD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	20213389361
Deed Book / Page	7776 / 886
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0003309996
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1516 E 3125 N, LAYTON, UT 84040-6626
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008215/71
Date	Mar 17, 2023
Book Page	8215/71
Instrument	3521322

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Mar 20, 2023
Property Address	1516 E 3125 N, LAYTON, UT 84040-6626
Document Number	08216/1315
Book / Page	8216 / 1315
Instrument Date	Mar 14, 2023
Instrument	3521664
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 E 3125 N, LAYTON, UT 84040-6626

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1516 E 3125 N, LAYTON, UT 84040-6626
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7776/993
Date	Jun 8, 2021
Book Page	7776/993
Instrument	3389409

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 8, 2021
Property Address	1516 E 3125 N, LAYTON, UT 84040-6626
Document Number	7776/886
Book / Page	7776 / 886
Instrument Date	Jun 7, 2021
Instrument	3389361
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INS AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1516 E 3125 N, LAYTON, UT 84040-6626

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 30, 2020
Property Address	1516 E 3125 N, LAYTON, UT 84040-6626
Document Number	7628/19
Book / Page	7628 / 19
Instrument Date	Oct 29, 2020
Instrument	3309997
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	COTTONWOOD TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 E 3125 N, LAYTON, UT 84040-6626

Mortgage

Document Number	3309998
Date	Oct 30, 2020
Instrument	3309998

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 30, 2020
Property Address	1516 E 3125 N, LAYTON, UT 84040-6626
Document Number	0003309996
Book / Page	007628 / 000017
Instrument Date	Oct 19, 2020
Instrument	3309996
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8390 E CRESCENT PKWY #650 GREENWOOD VILLAGE CO 801112940, 650, GREENWOOD VILLAGE, CO 80111-2940

Tax Assessment & Valuation

The 2025 property tax bill for 1516 E 3125 N was $3,817, up 1.1% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,550 (+0.14%) Land $129,919 Building $255,631	$701,000 (+0.14%) Land $236,217 Building $464,783
2025	$3,817.00 (+1.14%)	$385,000 Land $104,102 Building $280,898	$700,000 Land $189,277 Building $510,723
2024	$3,774.00 (+0.69%)
2023	$3,748.00 (-5.71%)	$677,000 Land $134,701 Building $542,299	$677,000 Land $134,701 Building $542,299
2022	$3,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1516 E 3125 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1516 E 3125 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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