15506 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15506 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 2005
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Tax Bill	$4,378 (2024)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2270001000`

Property Details

APN / Parcel Number

Primary APN	`S2270001000`
Alternative APNs	`00.2270.0005.0010.00.06.00` `R72380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R72380
Old Parcel Number	S2270001000
Street Address	15506 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK E, LOT 10
Legal Subdivision	LONGSPUR ESTATES
Legal Block	E
Legal Lot Number	10
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2011
Census Tract	50601

Owner

15506 Saddle Ridge Cir is owned by an individual who acquired it in February 2026.

Source: Kaufman County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	8079 TELEGRAPH RD, QUINLAN, TX 75474-6049
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Feb 20, 2026	Vendor's Lien, Transfer · FHA Mortgage TEXASBANK
Apr 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026
Deed Sale	Feb 20, 2026
Prior Sale	Apr 10, 2023
Deed Document Number	2026-0005116
Deed Book / Page	9332 / 485
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15506 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SPARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15506 SADDLE RIDGE CIR, TERRELL, TX 75160-1049

Mortgage

Document Number	0093320508
Date	Feb 20, 2026
Book Page	9332/508
Instrument	2026-0005118

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 19, 2029

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Feb 20, 2026
Property Address	15506 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Document Number	0093320485
Book / Page	9332 / 485
Map Reference	CAB 2 ENV 675
Instrument Date	Feb 19, 2026
Instrument	2026-0005116
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SPARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2360 FARM ROAD 3122, MOUNT VERNON, TX 75457-7607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8079 TELEGRAPH RD, QUINLAN, TX 75474-6049

Mortgage

Document Number	20260005117
Date	Feb 20, 2026
Instrument	2026-0005117

Lender

Name	TEXASBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Apr 10, 2023
Property Address	15506 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Document Number	0080390004
Book / Page	8039 / 4
Map Reference	CAB 2 ENV 675
Instrument Date	Apr 7, 2023
Instrument	2023-0009318
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ALLEGIANCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2360 FARM ROAD 3122, MT VERNON, TX 75457-7607

Mortgage

Document Number	20230009319
Date	Apr 10, 2023
Instrument	2023-0009319

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15506 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KAUFMAN COUNTY TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054390579
Date	Aug 30, 2017
Book Page	5439/579
Instrument	2017-0019820

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,000 Land $95,000 Building $155,000	$250,000 Land $95,000 Building $155,000
2024	$4,378.00 (+918.14%)
2023	$430.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$317,644 Land $80,000 Building $237,644	$317,644 Land $80,000 Building $237,644
2018	$2,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15506 Saddle Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15506 Saddle Ridge Cir is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Element8 Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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