Bay County property record for 1551 River Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1975 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Nov 2014) |
| Tax Bill | $1,972 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-015-300-035-00 |
| Primary APN | 080-015-300-035-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Width | 117 ft Width |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1551 RIVER RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 661 FT E OF W 1/4 COR OF SEC TH S 1641.1 FT TO POB TH S 243.09 FT TH N 73D 49M E 119.36 FT TH N 211.13 FT TH W 115 FT TO |
| Legal Range | 04E |
| Legal Township | 15N |
| Legal Section | 15 |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 286102 |
Source: Bay County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1551 RIVER RD, KAWKAWLIN, MI 48631-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED BAY COMMUNITY CU |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED BAY CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2014 · Amount on Record |
| Deed Sale | Nov 20, 2014 · Amount on Record |
| Deed Book / Page | 3061 / 682 |
| Last Transfer Date | Nov 5, 2016 |
| Transfer Doc | 0031860186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1551 RIVER RD, KAWKAWLIN, MI 48631-9425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1551 RIVER RD, KAWKAWLIN, MI 48631-9425 |
| Document Number | 0000001561 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 202301561 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1551 RIVER RD, KAWKAWLIN, MI 48631-9425 |
| Document Number | 0000012629 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1551 RIVER RD KAWKAWLIN MI 486319425, KAWKAWLIN, MI 48631-9425 |
| Document Number | 0000012629 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 12629 |
| Name | UNITED BAY CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 9, 2035 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,972.00 (+69.27%) Homeowner's exemption | $81,200 (-0.12%) | $162,400 (-0.12%) |
| 2025 | $1,165.00 (-33.24%) Homeowner's exemption | $81,300 (+33.72%) | $162,600 (+33.72%) |
| 2023 | $60,800 | $121,600 | |
| 2022 | $1,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2017–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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