Gaston County property record for 1551 Reflection Pointe Blvd, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,255 sqft · built 2009 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,175,000 (Jan 2019) |
| Tax Bill | $18,834 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 203999 |
| Primary APN | 203999 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 5,255 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Porch | Porch |
| Porch Area | 147 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1551 REFLECTION POINTE BLVD |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | REFLECTION POINTE L 251 15 109 004 00 000 |
| Legal Subdivision | REFLECTION POINTE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 32406 |
1551 Reflection Pointe Blvd is owned and occupied by two individuals who bought it in January 2019.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1551 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Jan 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2019 · Amount on File |
| Deed Sale | Jan 9, 2019 · Amount on File |
| Prior Sale | Jul 7, 2004 · Amount on File |
| Deed Book / Page | 5019 / 1074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1551 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0050790973 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 5079/0973 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.3% |
| Index | 1-Year LIBOR |
| Max Rate | 8.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 9, 2019 |
| Property Address | 1551 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761 |
| Document Number | 0050191074 |
| Book / Page | 5019 / 1074 |
| Map Reference | MB 67 PG 86-88 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 TRILLIUM WAY, 432, BELMONT, NC 28012-6538 |
| Name | Verified Name |
|---|---|
| Address | 1551 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761 |
| Document Number | 50191077 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 5019/1077 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 1551 Reflection Pointe Blvd was $18,834.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,834.00 | $1,778,430 Land $403,040 Building $1,375,390 | |
| 2023 | $18,897.00 | $1,765,940 Land $403,040 Building $1,362,900 | |
| 2021 | $1,106,000 Land $226,710 Building $879,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1551 Reflection Pointe Blvd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1551 Reflection Pointe Blvd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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