1540 Reflection Pointe Blvd, Belmont, NC 28012 Property Records

Gaston County property record for 1540 Reflection Pointe Blvd, Belmont, NC 28012

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,744 sqft · built 2014
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$2,100,000 (Mar 2024)
Tax Bill$17,261 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN204005

Property Details

APN / Parcel Number

Primary APN204005
Alternative APN
  • 1665996

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms14 Rooms
Building Area4,744 sqft Heated Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCustom Design
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
PorchPorch
Porch Area446 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1540 REFLECTION POINTE BLVD
CityBELMONT
StateNC
Zip28012-6761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionREFLECTION POINTE L 257 15 109 004 00 000
Legal SubdivisionREFLECTION POINTE PHASE 2
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1017
Census Tract32406

Owner

1540 Reflection Pointe Blvd is owned and occupied by two individuals who bought it in March 2024.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address1540 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2024 · Amount on File
Deed SaleMar 18, 2024 · Amount on File
Prior SaleAug 17, 2015 · Amount on File
Deed Book / Page5466 / 1382
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 18, 2024
Property Address1540 REFLECTION POINTE BLVD, BELMONT, NC 28012-6761
Document Number0054661382
Book / Page5466 / 1382
Map ReferenceMB 67 PGS 86-88
Instrument DateMar 8, 2024
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054661384
DateMar 18, 2024
Instrument5466/1384
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.49%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.4%
IndexOther
Max Rate11.4%

Mortgage

Document Number0054661384
DateMar 18, 2024
Book Page5466/1384
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.49%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.4%
IndexOther
Max Rate11.4%

Tax Assessment & Valuation

The 2026 property tax bill for 1540 Reflection Pointe Blvd was $17,261.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBelmont City
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,261.00$1,629,210 Land $359,800 Building $1,269,410
2023$16,905.00$1,578,960 Land $359,800 Building $1,219,160
2021$986,420 Land $202,390 Building $784,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 Reflection Pointe Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Reflection Pointe Blvd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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