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  5. 5th St

1551 5th St, Key West, FL 33040 Property Records

Monroe County property record for 1551 5th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,194 sqft · built 1965
Lot Size0.151 acres (6,596 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Dec 2018)
Tax Bill$3,991 (2024)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00063600-000000

Property Details

APN / Parcel Number

Primary APN00063600-000000
Alternative APNs
  • 01010100063600000000
  • 1064017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2001
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,596 sqft (0.151 acres)
Lot Dimensions101 ft deep x 66 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area56 sqft
Patio Area764 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1064017
Old Parcel Number01010100063600000000
Street Address1551 5TH ST
CityKEY WEST
StateFL
Zip33040-5105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 KW SER-DEB ESTATES PB5-87 OR457-787/88 OR911-518D/C OR1365-2071AFF OR1365-2072/73 OR2941-162
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionSER-DEB ESTATES
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3001
Census Tract972000

Owner

1551 5th St is owned and occupied by an individual who bought it in December 2018.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address1551 5TH ST, KEY WEST, FL 33040-5105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2018 · Amount on File
Deed SaleDec 19, 2018 · Amount on File
Prior SaleAug 16, 1995 · Amount on File
Deed Document Number2198876
Deed Book / Page2941 / 0162
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 19, 2018
Property Address1551 5TH ST, KEY WEST, FL 33040-5105
Document Number0029410162
Book / Page2941 / 0162
Map ReferenceMB 5 PG 87
Instrument DateDec 17, 2018
Instrument2198876
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1158, INDIAN ROCKS BEACH, FL 33785-1158

Transferred To (Grantee/Buyer)

NameVerified Name
Address1551 5TH ST, KEY WEST, FL 33040-5105

Mortgage

Document Number0002198877
DateDec 19, 2018
Instrument2198877
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$481,485$745,653 Land $558,318 Building $187,335
2024$3,991.00 (+1.84%)
2023$3,919.00 (+4.56%) Homeowner's exemption$454,288 (+3%)$673,753 (-0.69%) Land $502,813 Building $170,940
2022$3,748.00 Homeowner's exemption$441,057$678,466 Land $502,813 Building $175,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1551 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 89 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies315 units insured
incl. 226 condo units
Nearby Flood Claims254 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Hurricane Wilma, Oct 2005 · 117 claims
  • Hurricane Georges, Sep 1998 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1551 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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