1547 5th St, Key West, FL 33040 Property Records

Monroe County property record for 1547 5th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,402 sqft · built 1968
Lot Size0.155 acres (6,767 sqft)
Owner2 Individual Names on Record
Last Sale$980,000 (Feb 2023)
Tax Bill$7,136 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00063610-000000

Property Details

APN / Parcel Number

Primary APN00063610-000000
Alternative APNs
  • 01010100063610000000
  • 1064025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,402 sqft Living Area
1st Floor Area2,402 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,767 sqft (0.155 acres)
Lot Dimensions101 ft deep x 66 ft wide
Garage TypeCovered
Garage Area220 sqft

Exterior Amenities

Pool Area300 sqft
PorchFlorida Room
Porch Area810 sqft
Patio Area665 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1064025
Street Address1547 5TH ST
CityKEY WEST
StateFL
Zip33040-5105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionLT 3 KW SER-DEB ESTATES PB5-87 OR530-190 OR821-2102 OR881-520 OR917-1792 OR1896-2491 OR2181-1029/31-TR OR3211-0241
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionSER-DEB ESTATES
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3001
Census Tract972000

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1547 5TH ST, KEY WEST, FL 33040-5105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2023 · Amount on Record
Deed SaleFeb 6, 2023 · Amount on Record
Prior SaleJun 11, 2003 · Amount on Record
Deed Document Number20232405804
Deed Book / Page3211 / 241
Prior Transfer DateJan 17, 2006
Prior Transfer Doc0021811029
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 6, 2023
Property Address1547 5TH ST, KEY WEST, FL 33040-5105
Document Number0032110241
Book / Page3211 / 241
Map ReferenceMB 5 PG 87
Instrument DateJan 31, 2023
Instrument2405804
Transaction TypeTransfer
Record UpdatedMar 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,860.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1547 5TH ST, KEY WEST, FL 33040-5105

Transferred To (Grantee/Buyer)

NameVerified Name
Address1547 5TH ST, KEY WEST, FL 33040-5105

Mortgage

Document Number0003211243
DateFeb 6, 2023
Instrument3211/243
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateFeb 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexOther
Max Rate11.2%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$822,268 (+94%) Land $561,221 Building $261,047$822,268 (+1.3%) Land $561,221 Building $261,047
2024$7,136.00 (+94.71%)
2023$3,665.00 (+4.59%) Homeowner's exemption$423,848 (+3%)$811,705 (+7.15%) Land $505,427 Building $306,278
2022$3,504.00 Homeowner's exemption$411,503$757,571 Land $505,427 Building $252,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 89 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies315 units insured
incl. 226 condo units
Nearby Flood Claims254 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Hurricane Wilma, Oct 2005 · 117 claims
  • Hurricane Georges, Sep 1998 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 5th St

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