Lincoln County property record for 1550 Spruce Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,831 sqft · built 2020 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Sep 2022) |
| Tax Bill | $2,331 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-29-6513 |
| Primary APN | 4603-29-6513 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 11,064 sqft (0.254 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 293308 |
|---|---|
| Street Address | 1550 SPRUCE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #452LT VILLAGES OF DENVER |
| Legal Subdivision | VILLAGE OF DENVER PHASE 3B |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71101 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1550 SPRUCE LN, DENVER, NC 28037-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 27, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2020 · Amount on Record |
| Deed Document Number | 2022658498 |
| Deed Book / Page | 3200 / 376 |
| Prior Transfer Date | Sep 2, 2020 |
| Prior Transfer Doc | 2949247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 30, 2022 |
| Property Address | 1550 SPRUCE LN, DENVER, NC 28037-1449 |
| Document Number | 0003200376 |
| Book / Page | 3200 / 376 |
| Map Reference | MB 18 PG 121-124 |
| Instrument Date | Sep 24, 2022 |
| Instrument | 658498 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 WHITESTONE DR, 313, FAYETTEVILLE, NC 28312-0004 |
| Name | Verified Name |
|---|---|
| Address | 1550 SPRUCE LN, DENVER, NC 28037-1449 |
| Document Number | 0000658499 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 658499 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 10, 2020 |
| Property Address | 1550 SPRUCE LN, DENVER, NC 28037-1449 |
| Document Number | 2949247 |
| Book / Page | 002949 / 000247 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 615634 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1550 SPRUCE LN DENVER NC 28037, DENVER, NC 28037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 27, 2020 |
| Property Address | 1550 SPRUCE LN, DENVER, NC 28037-1449 |
| Document Number | 2943799 |
| Book / Page | 002943 / 000799 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 614779 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1550 SPRUCE LN DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2943801 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 002943/000801 |
| Instrument | 614780 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,331.00 (+0.6%) | $359,850 (-) Land $77,000 Building $282,850 | $359,850 (-) Land $77,000 Building $282,850 |
| 2025 | $2,317.00 (+1.22%) | $359,850 (-) Land $77,000 Building $282,850 | $359,850 (-) Land $77,000 Building $282,850 |
| 2023 | $2,289.00 | $359,850 Land $77,000 Building $282,850 | $359,850 Land $77,000 Building $282,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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