1534 Spruce Ln, Denver, NC 28037 Property Records

Lincoln County property record for 1534 Spruce Ln, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,108 sqft · built 2019
Lot Size0.165 acres (7,187 sqft)
OwnerCompany Name on Record
Last Sale$404,000 (Aug 2022)
Tax Bill$2,561 (2026)
Deeds & MortgagesAug 2022 Sale
Feb 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN4603-29-8660

Property Details

APN / Parcel Number

Primary APN4603-29-8660
Alternative APNs
  • 100543
  • 289733
  • 292247

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,108 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Lot Area7,187 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number292247
Street Address1534 SPRUCE LN
CityDENVER
StateNC
Zip28037-1449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R CU
Legal Description#393 VILLAGES OF DENVER
Legal SubdivisionVILLAGES OF DENVER PHASE 3A MAP 1
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3004
Census Tract71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8615 CLIFF CAMERON DR, 200, CHARLOTTE, NC 28269-5914
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Special Warranty Deed, Transfer
NOT AVAILABLE, OS NATIONAL RESWARE
Feb 23, 2022Warranty Deed, Transfer
Jan 14, 2022Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 12, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
NVR MTG FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleFeb 23, 2022 · Amount on Record
Deed Document Number2022656665
Deed Book / Page3190 / 242
Record UpdatedOct 29, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLINCOLN NC
Recording DateAug 19, 2022
Property Address1534 SPRUCE LN, DENVER, NC 28037-1449
Document Number0003190242
Book / Page3190 / 242
Map ReferenceMB 17 PG 293
Instrument DateAug 19, 2022
Instrument656665
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyNOT AVAILABLE, OS NATIONAL RESWARE

Transaction

AmountAmount Recorded
Tax$808.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8615 CLIFF CAMERON DR STE 200, 200, CHARLOTTE, NC 28269-5914
InvestorPossibly a Property Investor

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 23, 2022
Property Address1534 SPRUCE LN, DENVER, NC 28037-1449
Document Number0003139122
Book / Page3139 / 122
Map ReferenceMB 17 PG 293
Instrument DateFeb 18, 2022
Instrument647936
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 N ORANGE ST, WILMINGTON, DE 19801-1120
InvestorPossibly a Property Investor

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateJan 14, 2022
Property Address1534 SPRUCE LN, DENVER, NC 28037-1449
Document Number0003127441
Book / Page3127 / 441
Map ReferenceMB 17 PG 293
Instrument DateJan 14, 2022
Instrument645934
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$718.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 ROCKY KNOLL CT, 170, DENVER, NC 28037-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094
InvestorPossibly a Property Investor

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLINCOLN NC
Recording DateJun 12, 2019
Property Address1534 SPRUCE LN, DENVER, NC 28037-1449
Document Number2823440
Book / Page002823 / 000440
Instrument DateJun 12, 2019
Instrument593673
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$549.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1534 SPRUCE LN DENVER NC 280371449, DENVER, NC 28037-1449

Mortgage

Document Number2823442
DateJun 12, 2019
Book Page002823/000442
Instrument593674
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,561.00 (+0.63%)$397,657 (-) Land $77,000 Building $320,657$397,657 (-) Land $77,000 Building $320,657
2025$2,545.00 (+1.11%)$397,657 (-) Land $77,000 Building $320,657$397,657 (-) Land $77,000 Building $320,657
2023$2,517.00$397,657 Land $77,000 Building $320,657$397,657 Land $77,000 Building $320,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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