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1550 Prospect Ave, Rocky River, OH 44116 Property Records

Cuyahoga County property record for 1550 Prospect Ave, Rocky River, OH 44116

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,586 sqft · built 1925
Lot Size0.127 acres (5,550 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Nov 2002)
Tax Bill$6,315 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN301-22-043

Property Details

APN / Parcel Number

Primary APN301-22-043

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,586 sqft Living Area
Gross Area2,626 sqft
1st Floor Area1,066 sqft
2nd Floor Area520 sqft
Basement Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1972
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,550 sqft (0.127 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1550 PROSPECT AVE
CityROCKY RIVER
StateOH
Zip44116-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1F-R1
Legal Description24 WRIGHT#1 0015 ALL
Legal SubdivisionWRIGHT#1
Legal Lot Number15
JurisdictionCUYAHOGA OH
Township / Civil DivisionROCKY RIVER
Census Block Group3
Census Block3003
Census Tract181203

Owner

1550 Prospect Ave is owned and occupied by two individuals who acquired it in July 2023.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1550 PROSPECT AVE, ROCKY RIVER, OH 44116-1933
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jul 28, 2023Transfer on Death Deed, Transfer
NORTHERN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2002 · Amount on File
Deed SaleNov 27, 2002 · Amount on File
Prior SaleDec 2, 1991 · Amount on File
Deed Document Number20021959
Last Transfer DateJul 26, 2023
Transfer Doc0000000406
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address1550 PROSPECT AVE, ROCKY RIVER, OH 44116-1933
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000185
DateAug 15, 2025
Instrument202508150185
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 20, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCUYAHOGA OH
Recording DateJul 28, 2023
Property Address1550 PROSPECT AVE, ROCKY RIVER, OH 44116-1933
Document Number0000000406
Map ReferenceVOL 39 PG 30
Instrument DateJul 27, 2023
Instrument202307280406
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyNORTHERN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1550 PROSPECT AVE, ROCKY RIVER, OH 44116-1933

Tax Assessment & Valuation

The 2025 property tax bill for 1550 Prospect Ave was $6,315, down 0.3% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityRocky River City
Unified School DistrictRocky River City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,315.00 (-0.33%) Homeowner's exemption$114,625 (%) Land $21,875 Building $92,750$327,500 (-) Land $62,500 Building $265,000
2024$6,336.00 (+12.32%) Homeowner's exemption$114,630 (+35.45%) Land $21,880 Building $92,750$327,500 Land $62,500 Building $265,000
2023$5,641.00 (+0.7%) Homeowner's exemption$84,630 (-) Land $17,990 Building $66,640
2022$5,602.00 Homeowner's exemption$84,630 Land $17,990 Building $66,640
2021$241,800 Land $51,400 Building $190,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1550 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1550 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Zentro.

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