1527 Prospect Ave, Rocky River, OH 44116 Property Records

Cuyahoga County property record for 1527 Prospect Ave, Rocky River, OH 44116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 756 sqft · built 1924
Lot Size	0.127 acres (5,550 sqft)
Owner	Owner Name on Record
Last Sale	$158,000 (Apr 2014)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`301-23-032`

Property Details

APN / Parcel Number

Primary APN	`301-23-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1527 PROSPECT AVE
City	ROCKY RIVER
State	OH
Zip	44116-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F-R1
Legal Description	24 WRIGHT #1 0028 ALL
Legal Subdivision	WRIGHT #1
Legal Lot Number	28
Jurisdiction	CUYAHOGA OH
Township / Civil Division	ROCKY RIVER
Census Block Group	3
Census Block	3002
Census Tract	181203

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	1527 PROSPECT AVE, ROCKY RIVER, OH 44116-1932
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Last Sale	Apr 16, 2014 · Amount on Record
Deed Sale	Apr 16, 2014 · Amount on Record
Prior Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	0004160397
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	1527 PROSPECT AVE, ROCKY RIVER, OH 44116-1932
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 PROSPECT AVE, ROCKY RIVER, OH 44116-1932

Mortgage

Document Number	0000000364
Date	Dec 16, 2021
Instrument	202112160364

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	279 Months
Due	Mar 1, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	1527 PROSPECT AVE, ROCKY RIVER, OH 44116-1932
Document Number	0012200171
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 PROSPECT AVE ROCKY RIVER OH 441161932, ROCKY RIVER, OH 44116-1932

Mortgage

Document Number	0012200171
Date	Dec 20, 2017
Instrument	12200171

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Rocky River City
Unified School District	Rocky River City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,596.00 (+1.32%) Homeowner's exemption	$99,930 (-) Land $21,880 Building $78,050
2024	$5,523.00 (+4.86%) Homeowner's exemption	$99,930 (+30.85%) Land $21,880 Building $78,050	$285,500 (+30.84%) Land $62,500 Building $223,000
2023	$5,267.00 (+4.19%) Homeowner's exemption	$76,370 (-) Land $17,990 Building $58,380
2022	$5,055.00 Homeowner's exemption	$76,370 Land $17,990 Building $58,380
2021			$218,200 Land $51,400 Building $166,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Zentro.

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