1550 Mountain View Ave, Oceanside, CA 92054 Property Records

San Diego County property record for 1550 Mountain View Ave, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,945 sqft · built 1991
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Company Names on File
Last Sale	$475,000 (Jul 2009)
Tax Bill	$6,825 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`151-141-25-00`

Property Details

APN / Parcel Number

Primary APN	`151-141-25-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,945 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1550 MOUNTAIN VIEW AVE
City	OCEANSIDE
State	CA
Zip	92054-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 3 LOTS 3&4 DOC51814REC70 IN TCT 101 MAP 622&IN TR 001184
Legal Subdivision	LAGUNA POINT CONDO
Legal Tract	001184
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18504

Owner

Source: San Diego County records · APN 151-141-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 14, 2026	Grant Deed, Transfer · Line of Credit FINANCE OF AMERICA REVERSE LLC
Apr 02, 2024	Intrafamily Transfer, Transfer
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2009 · Amount on Record
Deed Sale	Jul 22, 2009 · Amount on Record
Prior Sale	Sep 14, 2007 · Amount on Record
Deed Document Number	2009404241
Last Transfer Date	Apr 02, 2024
Transfer Doc	0000081553
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511

Mortgage

Document Number	0000396347
Date	Oct 12, 2022
Instrument	2022-0396347

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2026
Property Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Document Number	0000138855
Instrument Date	May 06, 2026
Instrument	2026138855
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511

Mortgage

Document Number	0000138856,
Date	May 14, 2026
Instrument	2026138856

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	999 Months
Due	Mar 12, 2111

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 02, 2024
Property Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Document Number	0000081553
Instrument Date	Apr 02, 2024
Instrument	2024-0081553
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000615452
Date	Dec 29, 2017
Instrument	2017-0615452

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257566
Date	Jun 28, 2019
Instrument	2019-0257566

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5511

Mortgage

Document Number	0000739782
Date	Nov 20, 2020
Instrument	2020-0739782

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$625,383 (+2%) Land $394,981 Building $230,402
2025	$6,825.00 (+1.97%) Homeowner's exemption	$613,122 (+4.04%) Land $387,237 Building $225,885
2024	$6,693.00 (+3.19%)
2023	$6,486.00 (+1.55%) Homeowner's exemption	$589,315 Land $372,201 Building $217,114
2022	$6,387.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 760 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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