San Diego County property record for 1603 Mountain View Ave, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,155 sqft · built 1967 |
| Lot Size | 0.92 acres (4,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $621,000 (May 2017) |
| Tax Bill | $13,510 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-143-05-00 |
| Primary APN | 151-143-05-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,155 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 4,000 sqft (0.92 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1603 MOUNTAIN VIEW AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 2 LOT 31 TR 001184 |
| Legal Subdivision | LAGUNA POINT CONDO |
| Legal Tract | 001184 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18504 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 2ND ST, ENCINITAS, CA 92024-3205 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RATESALE COM |
| Mar 29, 2021 | Transfer on Death Deed, Transfer |
| Mar 29, 2021 | Transfer on Death Deed, Transfer |
| Sep 4, 2019 | Quit Claim Deed, Transfer · Conventional with PMI MICHIGAN MUTUAL |
| May 8, 2017 | Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on Record |
| Deed Sale | May 8, 2017 · Amount on Record |
| Prior Sale | Jan 3, 2013 · Amount on Record |
| Deed Document Number | 2017205829 |
| Last Transfer Date | Jan 28, 2021 |
| Transfer Doc | 0000239533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1603 MOUNTAIN VIEW AVE, CAMP PENDLETON, CA 92054-5512 |
| Document Number | 0000088325 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-0088325 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000254761 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-0254761 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000286034 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-0286034 |
| Name | RATESALE COM |
|---|---|
| Type | Non-Lending Institution |
| Address | CARDIFF BY THE SEA, CA 92007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000239533 |
| Map Reference | MAP 1184 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021-0239533 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000239582 |
| Map Reference | MAP 1184 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021-0239582 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 4, 2019 |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000381239 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 381239 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1603 MOUNTAIN VIEW AVE OCEANSIDE CA 920545512, OCEANSIDE, CA 92054-5512 |
| Document Number | 381240 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 381240 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 8, 2017 |
| Property Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000205829 |
| Map Reference | MAP1184 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 2017-0205829 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1603 MOUNTAIN VIEW AVE, OCEANSIDE, CA 92054-5512 |
| Document Number | 0000205830 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 2017-0205830 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,234,200 (+2%) Land $918,000 Building $316,200 | |
| 2025 | $13,510.00 (+77.09%) Homeowner's exemption | $1,210,000 (+74.67%) Land $900,000 Building $310,000 |
| 2023 | $7,629.00 (+1.56%) Homeowner's exemption | $692,731 Land $502,945 Building $189,786 |
| 2022 | $7,512.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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