1550 E River Rd, Fort Gibson, OK 74434 Property Records

Muskogee County property record for 1550 E River Rd, Fort Gibson, OK 74434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,214 sqft · built 1975
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Oct 2019)
Tax Bill	$2,100 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-20-15N-20E-3-070-01`

Property Details

APN / Parcel Number

Primary APN	`0000-20-15N-20E-3-070-01`
Alternative APNs	`0012007001` `510033008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,655 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	252 sqft
Porch	Porch
Porch Area	296 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510033008
Street Address	1550 E RIVER RD
City	FORT GIBSON
State	OK
Zip	74434-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T15N R20E S20 S544.5 E400 SE SE SW
Legal Range	20E
Legal Township	15N
Legal Section	20
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1038
Census Tract	1402

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1550 E RIVER RD, FORT GIBSON, OK 74434-7510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit MABREY BANK
Aug 25, 2021	Quit Claim Deed, Transfer CLEAR TITLE
Oct 31, 2019	Quit Claim Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE
Oct 22, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Aug 1, 1984 · Amount on Record
Deed Document Number	201912031
Deed Book / Page	4660 / 434
Last Transfer Date	Jul 28, 2021
Transfer Doc	0000010918
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	1550 E RIVER RD, FORT GIBSON, OK 74434-7510
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011517
Date	Oct 28, 2025
Book Page	4986/343
Instrument	2025-011517

Lender

Name	MABREY BANK
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Aug 25, 2021
Property Address	1550 E RIVER RD, FORT GIBSON, OK 74434-7510
Document Number	0000010918
Book / Page	4758 / 608
Instrument Date	Jul 28, 2021
Instrument	2021-010918
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 E RIVER RD, FORT GIBSON, OK 74434-7510

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Oct 31, 2019
Property Address	1550 E RIVER RD, FORT GIBSON, OK 74434-7510
Document Number	0000012430
Book / Page	004661 / 000832
Instrument Date	Oct 22, 2019
Instrument	12430
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1550 E RIVER RD FORT GIBSON OK 744347510, FORT GIBSON, OK 74434-7510

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Oct 22, 2019
Property Address	1550 E RIVER RD, FORT GIBSON, OK 74434-7510
Document Number	0000012031
Book / Page	004660 / 000434
Instrument Date	Oct 22, 2019
Instrument	12031
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 E RIVER RD FORT GIBSON OK 744347510, FORT GIBSON, OK 74434-7510

Mortgage

Document Number	12032
Date	Oct 22, 2019
Book Page	004660/000435
Instrument	12032

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Fort Gibson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,837 (-2.13%) Land $2,750 Building $21,087	$216,696 (-2.14%) Land $25,000 Building $191,696
2025		$24,356 (-1.61%) Land $2,750 Building $21,606
2024	$2,100.00		$221,425 (-1.61%) Land $25,000 Building $196,425
2023	Homeowner's exemption	$24,754 Land $2,750 Building $22,004	$225,039 Land $25,000 Building $200,039

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #4 serves 783 people · EPA ID OK3005104
Water Source	Purchased surface water from FORT GIBSON
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Lake Region Technology & Communications.

Cell Coverage

4G LTE only, no 5G reported

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