1544 E River Rd, Fort Gibson, OK 74434 Property Records

Muskogee County property record for 1544 E River Rd, Fort Gibson, OK 74434

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-20-15N-20E-3-069-39`

Property Details

APN / Parcel Number

Primary APN	`0000-20-15N-20E-3-069-39`
Alternative APN	`510054467`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile/Manufactured
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510054467
Street Address	1544 E RIVER RD
City	FORT GIBSON
State	OK
Zip	74434-7510
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	T15N R20E S20 COMM@ SE/C SE SW THENCE S882349W 400 TO POB THENCE S882349W 157 N013551W 277.45 N882349E 157 S013551E 277.45 TO
Legal Range	20E
Legal Township	15N
Legal Section	20
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1038
Census Tract	1402

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1544 E RIVER RD, FORT GIBSON, OK 74434-7510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021
Deed Sale	Sep 29, 2021
Deed Document Number	202112419
Deed Book / Page	4764 / 262
Last Transfer Date	Mar 8, 2025
Transfer Doc	0000003567
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jul 12, 2023
Property Address	1544 E RIVER RD, FORT GIBSON, OK 74434-7510
Document Number	0000006963
Book / Page	4861 / 270
Instrument Date	Jul 7, 2023
Instrument	2023-006963
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MU, PIONEER ABSTRACT & TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000006964
Date	Jul 12, 2023
Instrument	2023-006964

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKOGEE OK
Recording Date	Sep 29, 2021
Property Address	1544 E RIVER RD, FORT GIBSON, OK 74434-7510
Document Number	0000012419
Book / Page	4764 / 262
Instrument Date	Sep 29, 2021
Instrument	2021-012419
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1544 E RIVER RD, FORT GIBSON, OK 74434-7510

Mortgage

Document Number	0000012420
Date	Sep 29, 2021
Instrument	2021-012420

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Fort Gibson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,260 (+10.25%) Land $1,650 Building $11,610	$120,543 (+10.25%) Land $15,000 Building $105,543
2025	$1,119.00 (+7.91%)	$12,027 (-) Land $1,650 Building $10,377
2024	$1,037.00 (+80.98%)	$12,027 (+12.88%) Land $1,650 Building $10,377	$109,336 (+12.87%) Land $15,000 Building $94,336
2023	$573.00 (+6.9%)	$10,655 (+60.73%) Land $1,650 Building $9,005	$96,865 (-) Land $15,000 Building $81,865
2022	$536.00	$6,629 Land $1,436 Building $5,193	$96,865 Land $15,000 Building $81,865

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #4 serves 783 people · EPA ID OK3005104
Water Source	Purchased surface water from FORT GIBSON
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Lake Region Technology & Communications.

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