1550 E Main St, #56, El Cajon, CA 92021 Property Records

San Diego County property record for 1550 E Main St, #56, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	5,829 sqft · built 1972
Lot Size	1.73 acres (75,794 sqft)
Owner	Company Name on File
Last Sale	$6,350,000 (Apr 2019)
Tax Bill	$115,799 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`507-310-38-00`

Property Details

APN / Parcel Number

Primary APN	`507-310-38-00`
Alternative APN	`5073101100`

Interior

Units	84 Units
Stories	1 Story
Building Area	5,829 sqft Living Area
Gross Area	25,829 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	75,794 sqft
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	5073101100
Street Address	1550 E MAIN ST, 56
City	EL CAJON
State	CA
Zip	92021
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C-G
Legal Description	BLK 22 LOT 3 1.74 AC M/L IN LOT 2&IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	22
Legal Lot Number	3,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16404

Owner

1550 E Main St, #56 is owned by a company that acquired it in July 2020.

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3229 E SPRING ST, 200, LONG BEACH, CA 90806-2472
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage MUFG UNION BANK NA
Aug 6, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage CATHAY BANK
Apr 2, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	2019114439
Last Transfer Date	Jul 27, 2020
Transfer Doc	0000437707
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1550 E MAIN ST # 56, 56, EL CAJON, CA 92021-5901
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMER TTL INS CO NATL C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17100 PIONEER BLVD 400, 400, ARTESIA, CA 90701-2771

Mortgage

Document Number	0000328771
Date	Aug 15, 2022
Instrument	2022-0328771

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	BREA, CA 92821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2020
Property Address	1550 E MAIN ST # 56, 56, EL CAJON, CA 92021-5901
Document Number	0000437707
Map Reference	MAP 355
Instrument Date	Jul 27, 2020
Instrument	2020-0437707
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 DRY CREEK RD, MONTEREY, CA 93940-4236

Mortgage

Document Number	0000437708
Date	Aug 6, 2020
Instrument	2020-0437708

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2019
Property Address	1550 E MAIN ST # 56, 56, EL CAJON, CA 92021-5901
Document Number	0000114439
Instrument Date	Mar 1, 2019
Instrument	114439
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$6,985.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	380 DRY CREEK RD MONTEREY CA 939404236, MONTEREY, CA 93940-4236

Tax Assessment & Valuation

The 2025 property tax bill for 1550 E Main St, #56 was $115,799.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,225,212 (+2%) Land $3,413,486 Building $3,811,726
2025	$115,799.00	$7,083,542 Land $3,346,555 Building $3,736,987
2023	$113,262.00 (+6.49%)	$6,808,481 Land $3,216,605 Building $3,591,876
2022	$106,360.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1550 E Main St, #56 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1550 E Main St, #56 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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