1549 E Main St, El Cajon, CA 92021 Property Records

San Diego County property record for 1549 E Main St, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 5,716 sqft · built 1973
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$5,630,000 (Mar 2017)
Tax Bill	$109,999 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Mar 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`507-310-19-00`

Property Details

APN / Parcel Number

Primary APN	`507-310-19-00`

Interior

Full Baths	1.5 Baths
Half Baths	3 Half Baths
Units	75 Units
Stories	2 Stories
Building Area	5,716 sqft Living Area
Gross Area	35,716 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	87,120 sqft
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	1549 E MAIN ST
City	EL CAJON
State	CA
Zip	92021-5903
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C-G
Legal Description	BLK 22 LOTS 2 & 3 N 1/3 OF S 1/2 E OF STATE HWY IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	22
Legal Lot Number	2,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16404

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3229 E SPRING ST, 200, LONG BEACH, CA 90806-2472
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Construction Mortgage ONEUNITED BANK
Mar 26, 2019	Grant Deed, Construction Loan · Construction Mortgage BANC OF CALIFORNIA NA
Mar 1, 2017	Grant Deed, Transfer · Commercial Mortgage WESTERN ALLIANCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Oct 7, 2013 · Amount on Record
Deed Document Number	201797101
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1549 E MAIN ST, EL CAJON, CA 92021-5903
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 DRY CREEK RD, MONTEREY, CA 93940-4236

Mortgage

Document Number	0000139265
Date	Mar 29, 2022
Instrument	2022-0139265

Lender

Name	ONEUNITED BANK
Type	Bank
Address	LOS ANGELES, CA 90016

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2019
Property Address	1549 E MAIN ST, EL CAJON, CA 92021-5903
Document Number	0000106964
Map Reference	MB 170 PG 71
Instrument Date	Feb 11, 2019
Instrument	2019-0106964
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 DRY CREEK RD, MONTEREY, CA 93940-4236

Mortgage

Document Number	0000106965
Date	Mar 26, 2019
Instrument	2019-0106965

Lender

Name	BANC OF CALIFORNIA NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2034

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2017
Property Address	1549 E MAIN ST, EL CAJON, CA 92021-5903
Document Number	0000097101
Map Reference	DD170 PG71
Instrument Date	Oct 10, 2016
Instrument	2017-0097101
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 E RIO SALADO PKWY STE 1103, 1103, TEMPE, AZ 85281-9533

Mortgage

Document Number	0000097102
Date	Mar 1, 2017
Instrument	2017-0097102

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,874,550 (+2%) Land $3,113,384 Building $3,761,166
2025	$109,999.00 (-7.69%)	$6,739,756 (+4.04%) Land $3,052,338 Building $3,687,418
2023	$119,157.00 (+12.47%)	$6,478,045 Land $2,933,813 Building $3,544,232
2022	$105,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures